Today the consumer is being bombarded with multiple options of various types of cash back credit cards constantly. Careful consideration of your lifestyle and spending habits will help you to select the one best suited for you. Your values and beliefs influence your lifestyle. Make a choice of the cash back credit card, which provides you with more value in…
Tag: Spending
Watch Your Spending
You can never have enough money to buy everything you want. It doesn’t matter if you make $150,000 a year or if you make $35,000 a year. You can still be just as broke. In fact, those with the higher incomes may be even more broke. The simple truth is that it isn’t how much you make, it is how…
Get Out Of Personal Debt
Dealing with credit card debt is not as hard as you may think. If there’s any consolation, you’re not the only one facing such situation. At some point, many people like you face financial crises with credit card debt. So any money above and beyond your normal payment is applied solely towards the principle of the loan. Having trouble paying…
Developing A Successful Home Budget
This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a woefully inadequate amount of money. I recommend using a monthly time-frame to look at your cash inflows and outflows, because most bills are monthly and four weeks is a…
Make Life A Little Easier Setting A Budget And Sticking With It
Where does the idea of sitting down a coming up with a personal budget rank on your list of “things I can’t wait to do”? If you’re like most people, it’s probably somewhere between jabbing a fork in your ear and getting a root canal. Can’t say we blame you, devising a budget for yourself is definitely not the most…
Managing The Fear Of Loneliness
Sometime or another we will experience a time when we are alone. Some people fear of being alone for various reasons. The first step is to become comfortable with yourself and having the self-confidence that you will be able to manage being alone. There is nothing wrong with being alone. If being alone bothers you then seeing a counselor can…
Credit Cards For Bad Credit Might Be Helpful
Applying for and getting credit cards for bad credit can actually end up being quite helpful to consumers if they are used correctly. The following are a couple of great reasons why getting a credit card especially for those with bad credit can be a wise idea. Credit cards for bad credit can help people keep track of their spending…
Credit Card Debt Prevention Is Better Than Cure
If you have credit cards, but have not yet let your spending get out of hand, then now is the time to take stock of your position and make some decisions about your financial future. Ask yourself what do you want those credit cards for? Do you just want them so that you have a source of payment in emergencies,…
An Increasing Trend In Lending
The reasons for mortgages or loans are because of the high spending rate of the people in USA. According to the news agency USA TODAY there seems to be a reduction in the saving rate of the people. The cash flow, which is quite slow, is one of the reasons and increase in the spending habit of the people. Another…
Why You Should Consider A Business Platinum Credit Card
A business platinum credit card is not one of the regular business credit cards with a unique feature where not only you but your business also benefits from it. Apart from offering various freebies and discounts, what makes a platinum credit card special is its low interest rates and the flexibility it offers. Benefits & Features A business platinum credit…