Your credit file contains extensive information that can make or break you when you are attempting to finance an item, obtain a credit card or a personal loan, if you have never checked yours, now is a good time to do so. To check your credit file, you will need to individually (even if you are a married person) write…
Tag: Consumer
Choosing A Debt Couseling Program
If you are an individual that is having trouble finding relief from your debts and you feel there are not other options, you should look into getting help from a debt counseling program. A debt counseling program is designed to help individuals to get caught up on their debt and to also teach you how to avoid debt problems in…
Consolidate Debt To Gain Financial Ground
You know you are in trouble. There are piles of opened bills sitting there on the table, and even more on the dresser that you haven’t even bothered to open. Your family and your friends aren’t going to loan it to you. You have spent more than you can realistically expect to earn any time in the foreseeable future, and…
Get Credit For Making Smart Financial Decisions
You’re faced with a dilemma. It’s the end of the month and you have a stack of bills due. You were hoping to go on a special weekend getaway with friends, but don’t have the money to pay all your bills and enjoy the trip. You realize something has got to give, so you decide to skip a payment on…
Better Deals For Life Insurance Policyholders
It was announced in May this year that the industry regulator the Financial Services Authority are asking for better treatment for those who hold life insurance policies in the UK and those who wish to purchase life insurance cover. It seems that some advisers selling life insurance policies are giving consumers very poor advice regarding the product, both before the…
Consumer Credit Counseling In Austin Texas
Consumer credit counseling in Austin, Texas is fundamentally little different from financial assistance services in any other city or state, expect that these credit counseling companies are designed to meet the needs of people living specifically in Austin and its surrounding cities. Austin is the fourth largest city in Texas and is the capitol of this great southern state. As…
Credit Report Form Three National Credit Bureaus
Today any resident can have one free copy a year of their credit report from each of the three national credit bureaus. The annual free credit reports are mandated by to reduce the incident of identity of theft by encouraging consumers to regular check their credit histories for suspicious activity, such as a new credit card account that was never…
Hope For Sub Prime Consumers
As the Editor in Chief at Crediteria.com, I have seen first hand the suffering that is going on with the sub-prime credit card and housing market. Banks and loan brokers were issuing loans to those with marginal credit to make a fast buck. What’s sad is these loan sharks were out there cashing in on the hopes and dreams of…
Credit Score Improves By Paying On Time
These days, everyone seems to be concerned about his or her credit score. Lenders and credit bureaus have made it clear that the credit score, whether the new VantageScore model or the FICO score model, is a vital part of determining whether or not to extend credit to a consumer. The score is a distillation of a number of factors…
Pharmaceutical Copywriters Are Just What The Doctor Ordered Literally
Pharmaceutical Copywriters are just what the doctor ordered- literally. So you are just getting out of college. You want to earn your living as a writer, and you decide on a career as an advertising copywriter. Naturally everyone wants to write the next great sneaker ad, or be the brainchild of the newest 20-year Vodka campaign, right? Not so fast.…