Checking Your Credit File

Your credit file contains extensive information that can make or break you when you are attempting to finance an item, obtain a credit card or a personal loan, if you have never checked yours, now is a good time to do so. To check your credit file, you will need to individually (even if you are a married person) write to the two major credit reporting companies, Experian and Equifax, requesting your credit file. Things you will need to provide include any address you have lived at within the last six years, as well as