Wealth Building

How To Choose The Right Credit Card

When you are approved for a credit card, you are being given permission to obtain goods or services before payment, based on the trust that payment will be made to the credit grantor in the future. Believe it or not, you don’t have to have perfect credit in order to be approved for a credit card. The truth is, however,…

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Wealth Building

The Case For Remortgage

If you are on the fence as to whether you should remortgage or not, let this article help you. As a guide, it aims to pinpoint some of the most important reasons that you and others in your financial situation should seriously consider remortgage as an option. Reason 1 – Remortgage Makes Fiscal Sense Unless you took out your mortgage…

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Wealth Building

Eliminate Debt Without Bankruptcy

Times are tough and people across the country are endlessly struggling to make ends meet. The Midwest has lost thousands of manufacturing jobs and can expect to lose thousands more. It’s no wonder that individuals are carrying more credit card debt than ever before; many are likely using credit cards to simply purchase the basic necessities. Unfortunately, using credit cards…

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Wealth Building

Individual Voluntary Arrangement A Bankruptcy Alternative

Many factors could have caused a person to be overwhelmed by huge debts, debts that accumulated and became impossibly hard to pay with the current income. This hopeless financial situation could lead people to take bankruptcy as an option. Bankruptcy is one of the solutions a financially distressed individual would contemplate to take. When financial troubles are causing you to…

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Wealth Building

Winning The Money Struggle

Each day it seems harder and harder to stay ahead of the bills. With higher inflation, increased gas prices, credit card rates going up, and so on and so on, what’s a body to do? For sure, doing the same old thing will not get you ahead. Perhaps a higher paying job will do the trick. Maybe you’ll be written…

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Wealth Building

Five More Unusual Ways To Make Money

There are a lot of ways to make money if you have money. You don’t have to turn to complicated businesses or ordinary ways like bank C.D.’s. And you don’t even have to use your money. If you have credit cards, for example, you can get cash advances, and make money with the cash. These are ways that aren’t quite…

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Wealth Building

Helpful Advice On Securing Bad Credit Auto Refinance

In general a bad credit score will require paying much higher interest rates. Sometimes it can also adversely affect your getting auto refinance. It can cause you to pay more for insurance. Although it is beneficial to refinance your car loan during the early stages and particularly before third or fourth year, the benefit after the fourth year is much…

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Wealth Building

Refinance After Bankruptcy How Does Your Bankruptcy Affect Home Mortgage Refinancing

There are a few basic concepts one should know when looking into refinancing a mortgage after a bankruptcy. Most importantly, you need to know the two different types of personal bankruptcy that you can declare. Chapter 7 Bankruptcy, often called “straight bankruptcy”, is an attempt for someone financially overextended to liquidate most of their assets to satisfy creditors, keeping only…

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