If you are interested in making your money grow over time, you should know about an investment instrument called fixed annuity. Fixed annuity is an investment option offered by different insurance companies. There are several other variations of annuities like variable annuity and indexed annuity but fixed annuity remains one of the most popular choices for individual investors. Annuity is,…
Category: Wealth Building
Credit Cards Finding The Right One May Be A Challenge
As you look through the daily newspaper, you are probably amazed by the number of credit card offers advertised. While shopping around the city you find credit card offers are omnipresent. This is also true with television which also advertises many different credit card offers. There is no getting around it, credit card offers are everywhere you go. Do you…
Money Management For Couples
Foremost among the reasons that lead to marital discord are financial issues. Most couples are unable to or find it extremely difficult to broach the topic openly and honestly. Although the reasons may be different for each couple, being disorganized and unable to communicate are common. In order to avoid serious consequences it is necessary to for couples to implement…
Maybe You Can Afford Health Insurance
As a health insurance agent, I call many potential clients and hear the same thing! They tell me that they’ve already spoken to an insurance agent, know how much health insurance will cost them, and tell me that they are very sorry, but they just cannot afford the bill! When I ask them how much the agent quoted them, I…
Becoming Debt Free May Require Lifestyle Changes
Largely due to widespread advertising, we are continually barraged with the notion that debt isn’t such a bad thing. You just swipe your credit card to purchase what you want. With revolving credit and multiple cards, almost anything you want to purchase seems within reach. Consequently, debt can gradually accumulate, adding intense stress to your life. It can also spoil…
How To Lower The Cost Of Your Home Insurance
While home insurance is a necessity it can be expensive. However, there are certain factors you can take into account which could help you make savings on your home insurance premiums. Perhaps one of the biggest savings you can make when your policy comes up for renewal is by shopping around or get a specialist broker to investigate. Complacency is…
Get The Benefits Of Good Value Auto Insurance
Tip 1: – Try and increase your ‘excess’ or ‘deductibles’. The excess is normally the amount you pay for a claim before your insurance makes the contribution. Since most of us do not claim all deductions due to insurance premium escalation, it is wiser to keep the deductible at the lowest, most comfortable level. For example, if you increase your…
The Basics Of A Credit Card Application
It is a good idea to have one or two credit cards you can readily access if you have an emergency that falls outside of your budget or savings. Even if you haven’t thought about applying for credit cards, chances are you get plenty of pre-approved credit card applications in the mail on a regular basis. This is a form…
Hidden Credit Card Fees
By federal laws, credit card fees cannot actually be “hidden” from consumers, but that doesn’t mean that all credit card users fully understand how they are charged or what instances will result in fees or increases to existing rates. Sometimes, the fees are provided in the small print of the back of your statements, or only in the account disclosure…
The Dark Side Of Cash Advance Its Addiction And How You Can Overcome It
The main reason anyone should avoid cash advances is the huge interest rates that companies attach to their loans. These huge interest rates will make you pay so much back that it will put you in an even deeper financial problem. This is why you need to seek out a cash advance loan with affordable interest rates or simply look…