In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy. Many potential home-buyers felt they must wait at least seven to 10 years after a bankruptcy to be eligible to become homeowners. This is a common misconception for many who believe their chance of home ownership is a long way away. While some people declaring…
Tag: Years
Moving From The Us To Toronto
My brothers wife is Canadian. They met in college and have never apart since. All of us went to college in New York, which has to be in the top for places to meet people from other countries. The only place more international for students might be London, I do not know. It is funny how certain cities draw the…
Pursuing Your Post Retirement Passions Online
Ten years ago, computer literacy was an issue with older Americans. My father was insistent that one of those machines would never be seen near his desk. So we bought him one for Christmas and let the instruction manual drag him in. Now he paints with it. It seems that resistance to computers is largely a thing of the past…
Planning For My Retirement
I am eligible to retire from my current job on April 4, 2010. And that is the day that life without work begins. My retirement will be different than most in that my monthly take home will increase over the years. This is due to a government pension, military retirement and social security. When I hit 57 years and 4…
How Do I Invest For My First Home
Buying your first home may be too overwhelming. There are a lot of facts to know about and things to consider before finally making a decision. And it’s not just any simple decision to make. It’s one that will affect your life entirely as your home will be your shelter for the rest of your life, or at least most…
Reverse Mortgages Funding Retirement
With people living longer and longer, funding retirement can become a stressful situation. Reverse mortgages can help home owners avoid worries about cash flow. Reverse Mortgages Reverse mortgages are essentially a method for turning the equity in your home into cash. Although there are various options, a typical reverse mortgage will provide you with a lump sum, monthly payments or…
Find And Customize Beautiful Cubic Zirconia Jewelry
When looking for that perfect piece of jewelry for someone special, why not consider buying cubic zirconia jewelry? It has all the fire and beauty of the more expensive stones, but it costs only a fraction of the price. A lot of dramatic advances have been made in these gemstones over the past several years so that it is really…
The Discovery Of Personal Hygiene
Personal hygiene was rediscovered only in the late 19th century, having been popular in ancient Greece and Rome almost two thousand years before. Water was considered by the sophisticates – perhaps justly – to be the carrier of disease. Bathing in water was a hazardous exercise. Royalty used milk instead. Others were confined to wet towels or to splashing water…
Does A Faulty Barometer Herald A Storm For Stocks
Should you fire your financial advisor and hire a month in order to optimize your asset allocation? Probably so, if you believe proponents of a time-honored indicator of future stock market performance known as “The January Barometer.” The Barometer simply states that “As goes January, so goes the year,” and it’s racked up a seemingly remarkable forecasting record since well…
Port Wines From Portugal
Port Wines Come From Portugal The Douro River Valley which is located in the northern part of Portugal is where the mixture of grapes is grown to produce port wine. The wine was made for shipping reasons and to some people’s surprise reached beyond Europe and into the United States, Asia, Australian and several other places. Port wine for the…