The Freddie Mac’s Primary Mortgage Market Survey released last week, showed that both the long term and short-term conventional mortgage interest rates are going to suffer huge downward turns. This was forecasted before Tuesday when Federal Reserve made half point rate cut. Though there is no direct relationship between the Federal Reserve’s twisted rates and the treasury rates that determine…
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Speak Your Dreams Into Existence
The power of your words is one of the most powerful forces you can use to create what your heart desires. I discovered the power of “Speaking my Dreams into Existence” in a playful manner. At the tender age of forty I took my first art lesson and loved it. I immediately began to say, “I am an artist…” with…
How To Get Back In Shape
Before starting to work out make sure you get a full physical from your doctor and a letter stating it is ok for you to do physical activity. Many gym and aerobic centers will require this before letting you start. Depending on how long it has been since you last did regular exercise it is recommended that you start off…
Why I Ve Always Loved Old Cars
From the time I can remember, each year my father, three brothers, myself and our grandfather would take a week away in the summer and go on a tour of old cars shows around the country. We would try to see different old cars shows each year (you’d be amazed by how many there are to choose from!). So I…
7 Steps To Achievable Goals
How many times have you heard that being successful is all down to setting goals? It may come as no surprise to you to learn there is a lot more to success than just setting your goals. Most of us, at some time, have been told that an essential part, if not the major part, of being successful is setting…
Cheap Las Vegas Hotel Accommodations
Las Vegas, like any touristy type city has their share of great deals at great prices. The great deals however are also limited to certain days of the week or month. This is not to say that Las Vegas isn’t a great place to be anytime. The lower rates are like many in many areas, available in low season when…
I Pulled A Fast One On My Obese Husband Now He S Skinny And Loving It
I really didn’t mean to be devious. I was worried about his health and mine. I finally went cold turkey and gave up my two pack-a-day cigarette habit and put on 40 lbs. He weighed 241 lbs. and tried every diet in creation. After being on that famous high-protein diet, bacon and eggs every morning and steak for dinner, he…
New Year S Resolution Walk Your Way Fit
“It requires a direct dispensation from Heaven to become a walker.” ~Henry David Thoreau With the new year upon us, everyone I know is looking for a fun and easy way to get fit. Here’s a solution I’ve developed that doesn’t involve costly equipment or a ton of time. Before you commit, first ask yourself: Would you like to: What’s…
What Timeshare Is All About
With timeshare the use and costs of running the resort are shared among the owners. While the majority of Timeshare resorts are condominium vacation resorts, developers have applied the timeshare model to houseboats, yachts, campgrounds and motor homes. History of Timeshare The notion of a timeshare was originally created in Europe in the 1960s. A ski resort developer in the…
How To Break The Cycle Of Postponing Your Dreams
Do you have a dream, but keep postponing it because you feel trapped by the responsibilities of life? Want to be a writer, work from home, own your own business? First, we will examine how your dream got deferred. Then, we will outline definitive steps to get you back on track. “How did I get to this point in my…