It is very possible that you may need life insurance even after all your children are gone from the house.There are many different reasons why you made need life insurance once your children leave home. Your children might be in college or not be fully independent financially, life insurance may aid you in this scenario. You might already have enough…
Tag: Spouse
Roth Ira Distributions At Death Pitfalls To Avoid
One of the most attractive features of a Roth IRA is the ability to control the timing of the eventual required distributions. However, this ability mandates the withdrawals to be made within a prescribed set of rules. The distribution advantages of a Roth IRA extend beyond the death of the IRA owner. But to make sure the spouse and children…
What Is Utility Credit
Of all the many different types of credit – for example, retail credit, loans, charge cards, and mortgages – utility credit may be the one that most people cannot do without. Utility credit is the credit extended to users of gas, electricity, and water services. Phone service also can be considered a utility. Having an account with a utility provider…
Ways That Can Speed Up Divorce
A long and protracted divorce or matrimonial litigation is a great harassment to the parties of the dispute. Without a proper plan, many people commit mistake when getting divorced and ultimately fail and suffer serious stressful situation. Many people, after decided to break the relationship enter into expensive and ugly battle and end up in hurting all involved parties, making…
Who Should Be The Beneficiary Of Your Ira
You have a number of choices when it comes to selecting a beneficiary (or beneficiaries) for your IRA. Some are appropriate. Some are mistakes and can lead to delays and expenses in getting the funds to your desired recipients. Some may even exclude some of your desired beneficiaries. In addition, some elections are for estate planning purposes. Let’s take a…
Curing Cyber Sex Infidelity
Studies show that about 60% of married men cheat at least once in their marriage and about 40% of women are unfaithful, too. Both men and women are very capable of being unfaithful in marriage even though society perceives men to be the sex that cheats; this stereotype is not true, though – both men and women are unfaithful in…
Divorce Mediation
Divorce mediation has become a more affordable and ‘harmonious’ way to deal with one’s divorce. But it’s significant to note that not all divorce cases are meant for divorce mediation. In cases where you have an abusive spouse, the safety that the Court may provide would be recommended. When you are dealing with a spouse who perpetually argues with every…
Tips For Creating A Successful Marriage Share Your Dreams And Goals
A marriage is never static. The two people, who make up the marital relationship, move on in their journey together through various stages of growth. Both as a couple and as individuals. This marital growth requires a great deal of commitment, trust, effort and reciprocity. Healthy and well built marriages do not happen by chance, they are created by a…
Change In Capital Gains
If you own a property which you are planning to sell, be sure to consult a tax advisor or get informed about tax law before doing so. Many real estate agents also know the subtleties of property selling and taxation. Several small points can make the difference between having to pay capital gains tax or not. Capital gains is something…
How To Tell Your Children About Divorce
Whether your divorce is amicable or contentious, when and how to tell your children can be a difficult issue. Your children may already know that there are difficulties in your home life and marriage, but you may be surprised at the level of their sophistication and knowledge about divorce. Even if they are relieved to hear that a difficult home…