My father died when I was nine. He left behind my mother and four children aged between seventeen years and nine and no money. Sure I missed him but at nine I didn’t really have much idea about death or loss. I know it sounds selfish but what I really missed was our old lifestyle. We had to move house…
Tag: Spouse
How The Nursing Home Spend Down Program Affects You And Your Family
Your Federal Government has mandated (as of June 30, 2006) that before you qualify for nursing home care, you must spend-down all of your assets. These restrictive new rules are designed to impoverish the healthy spouse. They have mandated a 5 year look-back, that means you better have done something to protect your assets 5 years before you become sick.…
Divorce And Health Insurance Benefits
Divorce causes major issues with health insurance benefits. Many families have employer provided and/or paid for health insurance benefits that cover the entire family. It is not uncommon to see situations where the other spouse is a stay at home parent, with absolutely no access to health insurance benefits, or employed at a job with either no health insurance benefits…
Signs Of A Cheating Spouse
The signs of cheating can vary for each individual. Some people are just plain better at deception than others. If you have a suspicion that your spouse may be secretly hiding an affair with another individual whatever you do do not confront your mate. Confronting your spouse can possibly make the affair harder to prove because they will go to…
Infidelity How My Marriage Made Me Do It Is A Cop Out
Ask someone why they had, or are having an affair and you may hear something like this: “I have a lousy marriage. My marriage is dead. There is no intimacy, no sex, and no excitement. The love is gone. We’ve grown apart. I can’t stand the marriage. There was nothing happening in the marriage and the affair just happened.” These…
Taking Title Of Your New House
How you take title in your new home is key decision. Unfortunately, in the euphoria of the moment, many new homeowners don’t put much thought into it. Title When purchasing a new home, you become the title owner of record. Essentially, this means you are listed in public records as the legal owner. This may sound like a simple concept,…
What Is An Annulment
Current info about Annulment is not always the easiest thing to locate. Fortunately, this report includes the latest Annulment info available. Annulment is a legal procedure for declaring a marriage null and void. Annulment differs from divorce where the court ends an otherwise legal marriage on a specific date. In strict legal terminology, annulment refers only to making a voidable…
Ira Distribution Rules At Death Critical Knowledge For Good Decisions
The distribution rules required at the death of an IRA owner depend on several things: 1. Did the IRA owner die before or after the “required beginning date”? 2. Who is the beneficiary? In order to carry out the wishes of the IRA owner, evaluating both practical and estate planning implications of various decisions during the IRA owner’s life is…
The Revenge Affair Characteristics Of The Adulterer
“I Want to Get Back at Him/Her” is one of 6 kinds of affairs I outline in my E-book. This is the “revenge affair.” It occurs in a marriage in which one feels slighted in some manner and seeks revenge by engaging in an affair. It is less a movement toward the other person and more a movement away from…
Financial Advice For Young Married Couples
Mention unfaithfulness in a marriage and more then likely your thoughts will focus on sexual relationships. Yet over 50% of divorces are not at all related to sexual unfaithfulness but rather financial unfaithfulness. In today’s debt ridden society, the face of unfaithfulness is financial and divorces are happening much more repeatedly as a result of uncovered financial secrets. More often…