Diesel Vs Gasoline Vehicles

Why People Use Diesel

With diesel engines, the compression ratio is higher and there is more power. From a technical point, the compression ratio of an engine is the comparison of the total volume of the cylinder at the bottom of the piston’s stroke divided by the volume of the cylinder remaining at the top of the stroke. Gasoline ratios Serious damage to gas…

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Mortgage

Mortgage Factors Loan To Value

When applying for a home loan, there are a number of factors you have to take into account. Loan to value is one of the key issues that will determine whether you get that loan. Mortgage Factors: Loan to Value When considering an application for a mortgage, lenders look at a number of factors. Regardless of the type of loan,…

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Health Fitness

Four Steps To Tripling Your Energy

Tired? Tired of being tired? You aren’t alone. There are few human qualities more highly sought than energy. It determines our ability to enjoy life, to attract mates, to finish projects, to protect our families, to shape our bodies effectively, and so much more. While there are endless specific suggestions about herbs, exercises, meditations, supplements, rest patterns and so forth…

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Mortgage

Mortgage Refinance Tips Debt To Income Ratios

Debt to Income Ratios, often referred to as “DTI’s”, are a key calculation used in the refinance, debt consolidation, and purchase mortgage application process. A debt to income ratio is arrived at by dividing your monthly debt payments by your pre-tax income. Debt to income ratios are finally used to determine how much money you can borrow, and a thorough…

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Wealth Building

The Search For Cheap Stocks

Dear Fellow-Investor. Whenever the stock markets have consolidated and broken down significantly, thousands of bargain hunters are on their way to try and find the one dirt cheap stock in the hope of cashing in large profits once it goes up again! But when exactly is a stock cheap? For many investors a stock is only cheap when the price-earnings…

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Wealth Building

Debt To Income Ratio

Debt to income ratio is the ratio between your monthly expenses and your income. Before sanctioning a mortgage for your house, the lenders normally calculate the debt to income ratio to work out your eligibility for the mortgage. The ratio is measured against two qualifying numbers 28 and 36. Higher the ratio, lesser is the chance of getting a loan.…

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Credit

Credit Scoring Does It Matter

If the borrower has a satisfactory credit history and the ability to pay timely payments, the borrower may be considered a prime borrower and rated as an “A” borrower. In this case the loan will be closed using standard mortgage documents referred to as “A paper”. If he does not qualify for an “A paper” loan, the borrower may seek…

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