Learn How To Plan Your Future By Understanding How Not To Get Too Deep In Debt Getting too deep in debt before you are even out of your twenties is a very bad thing and in this article I am going to discuss with you some very serious matters regarding the ways that debt can absolutely ruin your life and…
Tag: Payments
How A Reverse Mortgage Works
Ever wonder how a reverse mortgage works? For folks that have lived in their home for a long time, they may very well be sitting on a gold mine. Home prices have increased greatly over the last thirty years, and nationally have nearly doubled in value over the last ten years. This has left a great many homeowners with valuable…
Graduation 101 Repaying Student Loans
You have earned a college diploma…now what? In addition to beginning a career and a new life, it also may be time to start repaying your student loans. When a student graduates from college, leaves school or drops below half-time enrollment, he triggers the process to begin repayment on student loans. In some instances, there may be a short period…
Improve Credit Score 3 Tips For Raising A Low Credit Score
Raising your credit score does not involve a lot a work. However, there must be a willingness on your part to use credit responsibly. A low credit score makes its more challenging to obtain a credit card or get prime rates on a home or auto loan. On the other hand, a high credit score presents many finance options. Check…
Mortgage Repossession Can Devastate A Homeowner
About the last thing an individual or a lender want to do is become embroiled in a mortgage repossession procedure as it can be devastating for a homeowner to lose their residence and it detracts from the daily business of the lender. However, in troubled economic times foreclosures may be on the rise as many people struggle to meet the…
Why Knowing Your Credit Score Can Save You From Bankruptcy
Having a copy of your credit score can most often mean the difference between going deeper into debt and getting out of it. Because most people do not keep track of their credit score, they often go into deep debt without even realizing it. Every time you are late making payments to a creditor or skip one all together, you…
Getting Cash Now For Your Structured Settlement
If you’ve agreed to accept a structured settlement, it’s likely that you felt a sense of relief that your financial uncertainties were being resolved, and that you’d have the funds necessary to pay your bills, support your family and go on with your life. When you agreed to the terms of the settlement, hopefully with the help of a financial…
Credit Card Roulette
If you suddenly find yourself drowning amidst a sea of high interest credit card accounts, you may wish to try a few self debt reduction techniques to make your monthly payments easier to manage and go further towards paying what you owe rather than just paying on excessive interest rates. Playing credit card roulette is a popular method of stretching…
Is Debt Consolidation A Good Idea
Is debt consolidation really necessary? Perhaps. It certainly can seem like the easy way out of the problem of too many payments every month. When credit card and loan payments add up to $900 every month, why not pay all of these debts off and have a nice easy payment of say, $300? There are two reasons why it may…
Compare Fixed Rate Mortgages And Find Out About 50 Year Mortgages
If you plan on staying in your home for 10 or more years and want your mortgage payments to stay at one stable rate, you should consider a fixed rate mortgage. Available for 10, 15, and 30 years, fixed rate mortgages give you the comfort of knowing your monthly payments will never increase. This is especially advantageous when interest rates…