Typically a person’s largest investment is their home. Although the mortgage payment on your home may have seemed affordable at one time, sometimes utility bills, excessive lifestyles and even uncontrollable circumstances can drastically alter your financial situation to a point where your house may become in danger of being foreclosed. Foreclosure prevention is an incredibly important step to not only…
Tag: Payments
Repair Credit Rating There Is No Quick Fix
Trying to repair credit rating scores is not something you can do overnight. Neither is it something that someone else can do for you. There are ways to help you repair credit ratings, but you really do have to want to improve your rating to an acceptable level. If you have been denied credit, chances are it is because you…
Finance Credit Counseling
Not only is credit counseling now a requirement when filing bankruptcy thanks to the new laws set forth in October of 2005, but it is also a good idea for those who find that they are swimming in a river of debt without the proverbial paddle. When you are in financial danger such as this credit counseling could be a…
Debt Settlement Facts
More often than has ever occurred in the past, a significant amount of people are finding it extremely difficult to pay all of their monthly bills and as a result, have fallen behind on their payments. When issuers of credit cards receive late payments (even by just one day) their normal policy is to raise consumers’ interest rates by staggering…
Take Control Of Finances Through Debt Management
You have piled up debts that are threatening to even ruin your life What’s your Reaction? Love Love 0 Smile Smile 0 Haha Haha 0 Sad Sad 0 Star Star 0 Weary Weary 0 0 Shares Facebook Twitter Whatsapp Gmail Linkedin × Share this post! Facebook Twitter Whatsapp Gmail Linkedin Pinterest Messenger Reddit Telegram Tumblr VKontakte Email
Basic Financial Information Tips Part I
Savings. Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can estimate (e.g. Christmas, insurance, taxes, etc.). Also have a “Buy Stuff” account. If you do, you’ll be able to avoid many…
The Residual Value Of Leasing
If you are in the market to lease a vehicle, you will hear the term “residual value” recur like a leitmotif. A residual value does not only affect your monthly payments, but is equally used by leasing companies to determine any penalties should you break your lease early and how much to pay if you decided to buy the vehicle…
Selling A Structured Settlement
With the countless web sites, advertisements, legal jargon and complex issues surrounding structured settlements, it is easy to become overwhelmed and frustrated when you are simply searching for answers and straightforward information. Whether you’ve received a structured settlement already, or if you are just trying to better understand them, you’ve come to the right place for sifting through the messy…
The Perils Of Plastic
Millions of credit card borrowers are about to face larger monthly payments, a change that represents both good news and bad for consumers. Under new guidelines suggested by the federal government, starting in January minimum monthly payments for credit card debt will generally increase. Many mortgage lenders will no longer require payments equal to 2 percent of the debt, an…
5 Ways To Numb The Financial Pain Of Divorce
Whether it comes before or after the papers are signed, economic hardship is all too familiar to many couples who divorce. Following a few financial guidelines can ease the burden during this difficult time. Each year, 1 million Americans divorce. More than 80 percent of divorcing couples cite “debt and financial distress” as the primary factor in the dissolution of…