Taking a step towards credit card debt elimination So you have decided to go for credit card debt elimination and are wondering on what the methods for credit card debt elimination are. As they say, let’s take the bull by its horns and lay it all flat on the ground. There are generally 2 recommendations that are most common for…
Tag: Apr
A Guide To Low Interest Credit Card Fees
First of all, no credit card is going to offer 0% financing forever. Let’s just make sure that is understood that at some point after you activate your low interest credit card, usually 6 to 12 months, your APR will increase to whatever your credit rating dictates. If you were approved for a 0% credit card offer, then your rating…
Balance Transfer Credit Card Facts And Myths
There are a number of balance transfer credit card facts and myths that are important to be cleared up. Understanding these facts and myths will help you to better keep your finances under control. Myth: I can get arrested for continually transferring my credit card balances. Legally, you can transfer your credit card balances as often as you want. So…
Choosing Credit Cards The Basics
There really are an amazing variety of credit cards available to today’s consumers; the number of options is simply staggering. Virtually every company around these days has some form of affiliated credit card option available to its customers. While most of these cards are affiliated to one of the major credit card brands, such as Visa, Mastercard, or American Express,…
The Benefits Of Cash Back Credit Cards
Cash back credit cards offer customers cash benefits on certain purchases. The offers differ for different cash back credit card companies. Some offer higher rewards on purchase of selected items while some provide benefit on almost any purchase. Cash back credit cards are an alternative to saving money. The cash back credit card users benefit from the cash refund, on…
Wake Up From Your Credit Card Debt Nightmare
Are your credit card debts giving you nightmares? If yes read on and see if we can save you some money and help you sleep better at night. It is so easy to get yourself into debt, as all these credit card companies seem to be throwing these cards at us. Learn to understand your statement if you’re paying more…
0 Apr Balance Transfers Credit Cards Three Top Choices
There is a lot of interest in 0% APR Balance Transfer credit cards because of the tremendous savings possibilities they offer. You don’t have to be an MIT graduate to understand that the 20% you are paying to a high-interest credit card on a balance of $ 10,000.00 is two grand; and if the interest on your credit card was…
Are You Worried About Credit Card Debt
Properly every one of us has some sort of credit card debt, but when do we know that it’s spiralling out of control? Well one way is if you’re pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one credit…
Shopping For Credit Points Of Interest
As much as the credit industry has changed in the last couple of years, the most important advice when shopping for credit has remained the same throughout the period. And that is, if you want to give yourself the very best chances of getting the best credit deals that are open to you, then you have to shop around. Finding…
Credit Card Apr What Exaclty Is Apr
APR stands for Annual Percentage Rate. APR attempts to create a single figure of interest allowing the consumer to compare like with like when selecting the best product for their lifestyle. Without APR it would be literally impossible to make this kind of quick comparison because the credit card companies use different calculations to compute their interest and other charges.…