When you bought your own car, you might not have found the best financing deal. You could have taken out your car financing through a car dealer at an interest rate that is possibly higher than other financers. This could be one of the reasons why you are currently paying way too much your current car loan. If your credit…
Tag: Apr
0 Apr Credit Cards What You Need To Know
0% APR credit cards are an appealing option for frequent shoppers that rely on having a low monthly interest rate when they cannot pay off the entire balance of the credit card in any month. But what you really need to know about 0% APR credit card offers, often times is never discussed. For starters, the APR is the commonly-used…
The Hunt For The Best Credit Card Starts Here
When you are into something, you always expect for the best results possible. Whether you are cooking a meal for an ordinary dinner for your family, applying for a job vacancy, getting into a week-long cruise vacation, or simply choosing your dress for a special occasion, you want the best possible outcome. Best results translate to memorable and very transpiring…
What Are Credit Card Rates
Credit card rates have always been an issue in applying for a credit card. These rates are what everyone should know before choosing a credit company from another. Shopping around for the best rates will give you the best deal. For you to own a credit card, you should first know what are credit card rates? What is an APR?…
The Dangers Of Introductory Loan Rates
If you are tempted by an offer of a loan that seems ‘too good to be true, then it probably is. Although there are many excellent loan rates and offers out there, it pays to be cautious about introductory loan offers. Being cautious will help you to avoid being conned and ending up paying more than you should. If you…
When Best Rate Doesn T Necessarily Mean Best Value
When a headline interest rate might be misleading. What to look out for and how to find out the real cost of a loan. You’re looking for a loan. You want the best value. Best value means lowest APR. Right? Only partly. The annual percentage rate tells you what you’ll pay to the lender every year, and by law this…
Factsheet Apr Aer And Ear
This is where measures such as the annual equivalent rates (AER) and annual percentage rate (APR) come in handy. These are calculated in the same way across providers. If you are trying to compare accounts, look for these, rather than the headline rate. Annual percentage rate (APR) An APR is used as a measure of how much it costs to…
Visa Card Things You Should Consider First Before You Apply
If you are interested in applying for a Visa credit card, there are a lot of things you should consider first because there are so many types of cards. For instance, consider whether you fly frequently and would like a card that earns you frequent flyer miles, or if you need a card with a very low interest rate because…
Payday Cash Advance Understand The Fees
Cash advance loan fees can be somewhat difficult to understand at first. First you will be given an APR rate for the year, but cash advance loan terms are only for 1 to 30 days. Then you have fees that are separate from the interest rates. All of it can seem confusing unless you understand the purpose of each figure…
0 Apr Credit Card Truths And Traps
If you are struggling with ever-increasing credit card debt, a 0 APR credit card could be the magic wand for you. There are a number of 0 APR credit cards in the marketplace. These 0 Interest credit cards offer cardholders zero percent on new purchases and certain 0 APR credit card offers also allow balance transfers, lowering the interest burden…