Establishing Credit Many countries use a system of ‘credit’ in order to do business with the public. It is in fact, a very good method in order for merchants to minimize losses. The issue is when a person or business does not have an established credit, it is extremely hard to receive loans, and apply for other unsecured benefits. I…
Tag: Accounts
A Guide To Online Payment Processors
‘Free’ Accounts or Merchant Accounts? Anyone who does business online (and actually takes money from other people) must, at some point, bite the bullet and choose a credit card processing company – this can be quite an expensive decision. There are effectively two different ways of going about this; you can either go for the free accounts or the specific…
Identity Theft Recovery The Road Back
Not too long ago, a friend of mine mentioned that one of his coworkers recently recovered his stolen identity. I asked how long the process took. “Only two years” he replied. Compared to my business partner’s six year nightmare “only” maybe appropriate but like most victims of identity theft, he probably thought “when”. As in, “when will I get my…
Debt Reduction Program Finding The Right Program For You
Find the right debt reduction program begins by asking yourself some key questions. Once you have identified your situation and goals, you can pick the program with the best results. Ask Yourself Some Questions What kind of debt are you dealing with – mortgage or credit cards? How manageable are your monthly payments? How soon do you want to eliminate…
Joint Bank Accounts And The Problem Of Divorce
If you are in the unfortunate situation of getting divorced, then you may be wondering how to sort out your joint bank accounts. Whether the divorce is amicable or not, it is important that you both agree on how to split the monetary funds in your joint accounts so that you both get a fair deal. Here is some advice…
How Safe Is Online Banking
Online banking has become very popular and many people are using their online capabilities to do all of their banking. Those who have used online banking are now comfortable with it have found it to be an easy and fast way to get things done without having to visit the bank. While online banking can get things done fast, many…
Getting Married Is It Expensive
Getting married can change your finances for the better or for the worse. If you’re going to get married, the last thing that you want to think about is the potential for divorce. However, when it comes to personal finance, getting married is a major step that can have good – or disastrous – consequences, depending on how it is…