Thanks to a new federal law put into place in September of 2005, everyone is entitled to one free credit report each year. This is so that you can verify that your report does not contain any false information, and so you can see how your credit rates. Getting your annual free report is as easy as going to the…
Tag: Accounts
Fight Back Against Identity Theft
Identity theft is a serious crime that costs American consumers billions of dollars and countless hours each year. It occurs when someone uses your personal information without your permission to commit fraud or other crimes. While you can’t entirely control whether you will become a victim, there are steps you can take to minimize your risk. The Federal Trade Commission…
Savings Accounts
The most traditional way of saving money is through a savings account at your local bank. There are two types of savings accounts: passbook and statement. You usually don’t have a choice between the two, most banks offer one or the other. A passbook account comes with a little booklet that you use to keep track of your deposits, withdrawals…
Bury The Debt Monster Part Two
Now that you’ve taken inventory of all the debt you currently have, it’s time to do something about the amount of bad debt you have. You probably had some fun getting into debt, and took your time building that massive portfolio of outstanding accounts; unfortunately, getting out of debt isn’t as enjoyable! You will however, start feeling an enormous weight…
Business Banking An Overview
Making a success of your business depends on planning and judgement. ‘The bottom line’ is all about managing your finances wisely, whether that means sourcing the funding you need to start up or keeping on top of your accounts. Setting up or running a business calls for a separate account. Not only will this make your accounting a lot simpler,…
Debt Settlement And Your Credit Score
Are you considering debt settlement, but concerned it may negatively impact your credit score? If a lower credit score is your main concern regarding debt settlement, read on for answers to some questions you may have. First, you’ll want to check your credit score to be sure it’s as high as you think it is. You see, if you’re carrying…
7 Ways To Protect And Improve Your Credit Rating
Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough, you’ll have no problem qualifying for a lender’s best rates…
What Is Collection Agency
Time Is of the Essence Successful debt collection begins with immediate action. It is never a good idea to wait more than 90 days to begin trying to recover debt on past-due accounts. This is where a good collection agency comes into play. The agency will immediately begin communications with your debtor through phone calls and mailed letters. If they…
Tax Returns 7 Steps To Reduce Your Stress
The end of year tax return must be the most stressful part of running your own business. It is even worse if you have earnings abroad and have to fill in tax returns from those countries as well. How can you make life easier? 1. Start an accounts system. This can be in a hardbck ruled ledger that you can…
Identify Theft What Is It And How Do You Protect Yourself From It
What is identity theft? Identity theft is when a person steals personal information, such as the name, address, birth date, Social Security number or mother’s maiden name from another person in order to commit fraud. The thief then uses this information to impersonate the victim and take over their financial identity. With a relatively small amount of information criminal can…