Protect yourself against the possibility of writing bad checks. The most important thing that you need to do in order to manage your checking account is simple: keep track of all of your transactions. This might be annoying if you end up writing a lot of small checks for small things, but in the end it will definitely be worth…
Category: Personal Finance
The Benefits Of Saving For Your Child S School Finance
Defining your savings goals is the first thing to do before you invest, especially when that investment will have an impact on your child’s future. It is after-all your child’s future that you are investing in–and school finance cannot be avoided, as babies will grow into adults who need to be given the best opportunities we can offer as parents.…
Information About Credit Cards
Credit cards are convenient, but unless you are careful about your spending, you may be shocked when you get your monthly bill. Keep all of your receipts in order to keep track of what you have spent. Credit cards are convenient for consumers. Cards are easy to get. Credit cards are a privilege that offers many advantages. Having a student…
The Good Bad Points Of A Prepaid Debit Card
In today’s world it is almost impossible to not be able to get by without some type of credit card. From checking into a hotel, to being able to make a purchase online to filling up your car with gasoline, a credit card is helpful in all those situations. So what exactly are you supposed to do when your credit…
Don T Make These Seven Mistakes When Dealing With Debt Collectors
The number of complaints about debt collectors is on the rise. From 13,950 reported to the Federal Trade Commission in 2000, the number has ballooned to over 66,000 in 2005. And these are just the ones reported–the greater number of complaints go unreported. But this isn’t the worst; a significant number of complaints are coming from consumers who do not…
Vesting And Your 401 K
Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer contributions. Vesting refers simply…
Money Is About Life Life Is About Mastering Money
Too often we get caught up in our lives to worry about finances. The problem is that finances are in many cases why our lives are so hectic. This phenomenon is all too common. I say “we” because I face the very same difficulties – even though I am a financial advisor. I like most people would like to live…
Financial Education Can Pay Dividends For Youth
According to statistics from the National Council on Economic Education, only seven states require high school students to take a personal finance course while eight others require courses with personal finance content. This was from a 2004 survey that also showed only nine states test personal finance knowledge. These numbers are beginning to change as the state of Missouri joins…
5 Simple Ways To Lower Your Monthly Bills And Save Lots Of Money
Here you’re going to learn several ways to save money every month by lowering your monthly bills. There are lots of ways to save money, no matter how much of it you have – or don’t have! Having struggled for many years paying my own bills, I learned many ways to save money. From simple things like food, gas, and…
Budget For The Future
Have you sat down and really thought about your financial future? I know people are busy these days and you think “well I’m young now and I’ll have time to do it later.” You’re dead wrong. You are NEVER too young to start saving for retirement! They say if a 25 year old puts in $2.00 a day into a…