Reading is our essential necessity for information. Everyone knows that periodicals are the best way to get updated information – from business and current affairs to latest fashion trends and movie reviews. We all are different, so are our interests. The vast range of popular magazines is there to satisfy our any information need. Through thousands of categories and titles…
Category: Personal Finance
Why Gas Prices Go Up And Down
There are five primary factors that effect the price you pay for gas at the pump. Prices generally increase when the world crude oil market lowers their inventories. Also, when demand exceeds refinery capacity gas prices increase. The first factor that makes up the price of gas at your local station is crude oil suppliers. This makes up about 59%…
Get In Control Of Your Credit Card Debt
Few people would deny that using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, as it doesn’t always feel like you’re actually parting with any cash. This means the temptation is…
High Interest Credit Cards
Most high interest credit cards are usually easy to get and really the interest rate only matters if you roll over your balances from month to month. People that have had bankruptcies, judgments or just have a bad credit rating, for what ever reason are the most common applicants for high interest credit cards. Many low interest credit cards will…
The Quickest Way To Dramatically Increase Your Net Worth
Your net worth equals what you own minus what you owe. It is commonly referred to as the difference between your total assets and your total liabilities. Here’s a simple illustration: Home Value = $350,000 Mortgage balance = $150,000 Investments = 100,000 Credit cards = 20,000 Auto = 45,000 Auto loans = 30,000 Savings = 15,000 Bank loan = 4,000…
The Importance Of Saving Money For The Future
Money in my opinion is not the most important thing in life, but it is nice to know that you have a certain amount of money, saved or invested, which you can use if needed. I actually think that health and happiness are the two most important things in life. Having this pool of money helps to keep me healthy…
Roll Over Your Ira For A More Secure Future
The convenience of 401(k)s and other employer-sponsored retirement plans have turned many Americans into investors. That’s good news, since it is becoming evident that fewer retirees in the future will have substantial pensions and more will have to rely on their own savings to cover their needs. Statistics show, however, that the average American will change jobs at least 10…
Credit Cards For Bad Credit Might Be Helpful
Applying for and getting credit cards for bad credit can actually end up being quite helpful to consumers if they are used correctly. The following are a couple of great reasons why getting a credit card especially for those with bad credit can be a wise idea. Credit cards for bad credit can help people keep track of their spending…
How To Transfer A Retirement Account
Make sure you know where you intend on moving your money in advance! As you probably know, an individual retirement account requires that you decide where your money is going to be invested in order to work with the retirement account. Essentially this is called a “custodian” for your investments. You should generally chose a safe custodian – some of…
Financial Plans What Are Americans Banking On
Americans tend to have an optimistic view of retirement-but a recent poll found many people still have a lot of work ahead of them before they can leave their jobs. For instance, 47 percent of respondents said their retirement savings will last them 10 to 20 years. Those numbers seem promising until you consider that people should be actually planning…