Over 30 million people in the U.S.A. have credit scores low enough (less than 620) to make shopping for low mortgage loan rates very difficult at best. The major credit reporting agencies use a slightly different system to arrive at a credit score. The best known is called the FICO score, developed by Fair Isaac and Company (FICO). A FICO…
Category: Credit
Responsible Credit Card Use With Bad Credit
If your current credit situation is not as good as it could be you need to be responsible when using credit. While irresponsible spending is not always the cause of bad credit, no matter how you ended up in the situation, the privilege of credit card use should be taken seriously to prevent further debt. Here are some great tips…
What Are They Charging You Understanding Credit Card Insurances
Each Credit Card Issuer offers different insurance programs and names them in different ways. However, following is a list of the most common insurance programs available and a brief explanation of each one. Names may vary but the concept remains the same. Whenever you feel that any of the following events occur, don’t hesitate to contact your credit card issuer…
The Lowdown On Wired Plastic
Wired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there are is no debts involved when one charges a purchase to a purchases are charged to a debit card. This is because as the card holder must first enter deposit money into the his or her account of the…
How To Cancel A Credit Card
If you are fed up with one of your credit cards or simply don’t use it, then perhaps is the right time to cancel that card. However, cancelling a card can be tricky, as the company obviously wants you to stay with them. If you follow these simple steps then cancelling a card can be hassle free and will not…
Should Your Business Accept Debit Cards
Many businesses wonder when they are thinking about getting set up to accept credit cards whether they should accept debit cards as well. People love to use these cards that look like credit cards but take the money directly from a person’s checking or savings account instead of charging them for the purchase. Debit cards are convenient for consumers because…
Understanding And Maintaining A Good Credit History
Credit history may be defined as a record of how a person has borrowed the debt and repaid the same over a period of time. A good credit history is an important aspect of your life. Keeping a good credit rating is of immense importance to maintain the quality of life. It helps you to have easy access to loans…
Best 850 Finance Plr Articles Www Financeequityloans Com
Title: Avoiding Big Problems with a Little Time Spent Transferring Balances Word Count: 580 Summary: The lighter side of credit cards. Some much needed satire about balance transfers. Keywords: balance transfer credit card offers Article Body: Balance transfer credit cards can be many things. On the surface, yes, they excel as credit cards that permit an individual to consolidate his…
Chase Com Credit Card An New Breed Of Cashless Shopping
When people started using plastics as their primary source of financial disbursements when shopping, they did not yet realize its greatest potential until today. It is only now that consumers learned how to treat credit cards with utmost care and concern as these could be one way to their success or failure. Consequently, with the dawn of cashless shopping, many…
Credit Cards From Oil Companies Are No Bargain
The number of consumers with oil company credit cards, good for gasoline purchases, has increased dramatically during the last ten years. The two main reasons for this growth are the general easing of qualifications for such cards and the growth of pay at the pump. It is simply much easier and faster to buy gasoline if all you have to…