A credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all three for an accurate picture. Type Of Information The credit report contains personal, financial and public information along with recent requests. The credit report…
Category: Credit
Credit Cards For Anybody
Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax. Does anybody can obtain this much quested plastic money? Well, to answer that we would have to understand how…
Five Tips For Building A Good Credit Score
Improving yourself is always a good thing. If you thrive hard to become a better public speaker, you can might yourself a promotion. Exercising and going to the gym can help you lose weight and have the figure you have always wanted. But the best thing of all is improving and building your credit score ‘ this can help you…
Cash Back Credit Card Appeals To Many
One of the most popular credit card reward programs available today is the cash back credit card. These will give you a cash rebate every time you make a purchase. The best cash back credit cards appeal to many and would even include no annual fees and a 0% interest APR for up to 15 months. Imagine taking an instant…
New Credit Score System Supposed To Simplify Not Confuse
A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financial transactions by a consumer and whether or not those transactions were completed on time and as agreed. The score is a distillation of everything contained on the credit report, boiled…
Disputing Credit Card Charges
Let’s imagine for a moment that you’ve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas station. What do you do then, when you find three purchases at Old Navy, and a bunch of other purchases you know you didn’t make? Do you…
How To Increase Your Credit Card Limit
If you have a credit card but are fed up because you have a low limit, then now is the time to start getting your limit increased. It might seem tricky to get your limit increased, but if you follow a few simple steps then your credit limit will gradually increase to the level that you want. Prove your creditworthiness…
Are Online Credit Card Applications Too Easy
The days when the only way to get a credit card was to visit your bank in person are gone forever. Nowadays, it’s even quite old fashioned to apply for a card by mail – it’s much easier and quicker to apply online, and in many cases you’ll even get an instant decision on whether your application is accepted or…
Choosing A Business Credit Card Comparing Business Credit Card Applications
Does your business pay too much for its credit card? Too many businesses just settle for a basic credit card from their local bank. Those businesses end up paying too much interest or high annual fees. For the money you already give the bank, doesn’t your business deserve better? A smart business compares available credit card offers to find the…
Rewards Credit Cards Programs
The very first credit card was the Diners club card, which was created by Frank McNamara in 1950. From there many companies, stores, and banks began offering credit cards. These credit cards gave the cardholder the ability to purchase on credit and pay it back at a later date with interest payments added if the entire balance was not paid…