If you have bad credit and are trying to work at fixing it, you know that it can take a long time. It can be difficult and is often quite involved, and it is easy to make mistakes while trying to fix things up. If you are working to repair your credit there are three huge mistakes that you will…
Tag: Statute
Debt Collection Tips For Dealing With Old Credit Card Debt
The business of debt collection has become very lucrative and the collection of “old” debt is on the rise. It would be wise to know your rights when it comes to getting collection calls for old debt especially debt that is excess of seven years and no longer appears on your credit record. 1. Be aware of the statute of…
Paying Off Old Debt When Repairing Your Credit Can Hurt Your Credit Score
Paying the debt is also no guarantee that the nightmare will stop. The collector may decide that if you’re willing to pay at all, you could be made to pay more. Settling a debt for a smaller amount than the collectors says you owe could result in another agency trying to collect the unpaid portion. Or the collector might inform…
Expunge Criminal Records An Expert Guide
Expungement of criminal records is the process of clearing an individual’s records of a crime committed. There are several other terms used to describe the expungement of criminal records. Often, it is used in correlation with sealing, destruction, or return to the subject of individual criminal records kept by government agencies. Expungement of Criminal Records – An Overview To expunge…
The Way Of Use Statute Of Limitation Of Debt To Your Advantage
The debt collectors do not have an indefinite period to keep on try to meet payments of old debts. There is an “expiration date”, called the decree of the limitations, which prevents the debt collectors and/or the original lender, to continue you for the remainder of your life on old debts. Before you advance and introduce a payment on an…