According to a Federal Reserve Study more than 43% of all Americans spend more than they earn. That’s quite a large number of people. However this means that 1 out of every 100 families will probably file for bankruptcy in their lifetime. Debts should be taken only if you are sure that you can repay those debts. Else your interest…
Tag: Settlement
How Do You Know If Debt Settlement Is The Right Strategy For You
Struggling with debt and looking for a quicker way to get out of debt completely? There are several different strategies for getting out of debt that can help you. One that is becoming increasingly popular is debt settlement (also called debt negotiation). Debt settlement is a more aggressive strategy for eliminating your debt. And it is not right for everyone.…
Take A Structured Settlement Or One Time Lump Sum Payment
If you are involved with a legal decision, financial claim or insurance arrangement, the financing process to settle and resolve the claim can often take two forms. Either a one-time lump sum payment, or a long-term periodic series of deferred structured settlement payments. But which is best for your situation? A structured settlement involves a financial or insurance arrangement which…
Debt Consolidation Loans Presenting A Systematic Approach To The Debt Problem
Most of us will wonder whether consolidation of debts in the debts consolidation process is as important to make the entire debt settlement process named after it. Considered just a preliminary processing of debts, borrowers do not regard the consolidation process important. The following case however, will reveal the significance of the process of consolidation of debts. Mr. Blake has…
The Advantages And Disadvantages Of Structured Settlements
A structured settlement is an arrangement where instead of a lump sum of cash being awarded to a claimant, a tax-free periodic payment is agreed. Structured settlements are often used in guardianship cases, workers compensation cases, wrongful death cases and severe injury cases. Research has indicated that the more severe the injury, the more likely it will be that a…
Debt Reduction Is The Best Way To Being Debt Free
It does not matter how big your debt burden is. You can always find a way out. But in order for you to clear your debt once and for all you have to be in it for the long haul. If you have amassed a lot of debt, you have to be prepared to work at reducing it. Some quick…
Quality Debt Settlement Businesses
Are you in debt? If so, you might need the help of one of the many quality debt settlement businesses available to you to help pay off what you owe. Finding such businesses isn’t always easy, and there are some questions you must ask before you commit to a contract. Do some personal investigating to find out which businesses [if…
Is Tobacco Settlement Money Going Up In Smoke
Tobacco companies spend more on marketing in a single day than 47 states and the District of Columbia spend on tobacco prevention in an entire year, one report finds. The growing gap between the amounts spent by states on smoking prevention programs compared to the record sums tobacco companies are spending to market their products is affecting progress in reducing…
Viatical Settlements Offer Comfort For Individuals Facing Terminally Illness
Terminal illnesses not only destroy lives, but they can also erode the financial stability of individuals and their families. A viatical settlement, however, can provide financial support and emotional comfort to those with serous diseases. A viatical settlement is simply the sale of the benefits of a life insurance policy to a third party. Viatical settlements, also called “viaticals”, allow…
Cash For Structured Settlements The Smart Way
For most people when they buy a house it is considered their life’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer…