Is it really essential to improve your credit report? Even though credit score are three digit numbers but it has great importance in today’s business world. To earn a good credit standing it is very much essential that one pays his/her dues on time. Regular and timely payment of dues ensures a healthy credit score history. Many retailers and lenders…
Tag: Report
Diamond Certificates
A diamond certificate is also known as a Diamond Grading Report. This report comes from the Gemological Institute of America (GIA), and you should require this report when you are purchasing a diamond. With a diamond certificate, you can verify the color, cut, carat, weight, and clarity of the diamond. You don’t have to worry about a diamond dealer telling…
How Does A Low Credit Score And Bad Credit Affect The Interest Rate You Can Qualify For
Since borrowers do not have personal relationships with the finance companies loaning them the money needed to buy real estate, there needs to be a system in place that allows such lenders to evaluate the risks associated with each individual applicant. For this reason, every single lender will obtain a copy of the loan applicant’s credit profile, and such information…
Credit Repair How To Deal With A Credit Bureau
Having good credit is an essential tool in today’s economy – it allows you to have a credit card, to obtain car and house loans, and many other conveniences. While you can live without good credit, a bad credit rating will certainly affect you negatively throughout your life. The key to your credit rating lies with a credit bureau. There…
Obtaining Mortgage After Bankruptcy Not Impossible
Bankruptcy is the process you have to go through to begin again. The first and important item is to rebuild you credit rating. It is necessary to know how long your bankruptcy will appear on your credit report. The bankruptcy will be on your credit report for about 10 years. Although this sounds bad, it only takes about eighteen months…
3 Ways To Get Your Free Annual Credit Report
Yes, you can now get your credit report without paying a dime. And unlike before, now it is truly free. No longer do you have to sign up for a “free” credit report by signing up for “credit monitoring protection service” for a low annual fee of $79 a year! The days of dodging the annoying charges and service fees…
Good Credit Report A Positive Credit Tool
Today, banks offer credit for all your requirements, be it buying a house, car or consumer goods like a television, washing machine or a music system. The financers finalize their decision to lend you money based on your credit report. Special agencies or credit bureaus maintain these reports. What is a Credit Report? A credit report represents the record of…
How To Apply For A Fixed Auto Loan
Thinking of applying for an fixed auto loan or car loan? You should start requesting for your credit report as soon as possible. All creditors, commercial banks, finance companies and even unconventional loan sources where you apply for an fixed auto loan will definitely look for your credit report. Even if you are a potentially good fixed auto loan mortgagee…
Pop Quiz For First Time Car Buyers
If you are considering buying a car for the first time, you might not know where to begin. Making such a major purchase is most likely the first step in your financial life, so it is very important to take it seriously. That’s the word from the experts at a national consumer education campaign called AWARE (Americans Well-informed on Automobile…
Questionable Credit Repair Offers
If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods, but also misrepresent what they will be able to accomplish. There are many other…