College student credit cards have replaced student loans as a freshman’s first experience with student credit. At the sophomore level, out of a sample of 100 students, over 90 are found to hold at least one college credit card. The question is – why do many students find themselves in a vicious cycle of debt with their college credit cards?…
Tag: Purchases
Know Which College Student Credit Card Offer Is Right For You
Believe it or not, there are a lot of college student credit card offers that are available out there. Choosing which is the college student credit card that best fits you is the part that seems a bit more complicated. Hopefully, the following college student credit card offers will help you decide. College student credit card Citi Platinum Dividend This…
Christmas Holiday Shopping Online 5 Tips To Get The Most Out Of Your Online Shopping Experience
Christmas is just around the corner and many people are turning to the internet for their Christmas Holiday Shopping to save time, money, gas, and avoid the crowds. Can a good deal really be found online? Is it safe to purchase online? Where are the best places to shop online? Keep reading for some tips to make your holiday shopping…
How To Get Your Best Cash Back Credit Card
A very popular option these days is the credit card that gives you cash back on some of the purchases you make. A couple of credit cards are even giving back as much as 5-10%. But before you go out and get one of these for yourself, there are some things you should know about first. This article will give…
Cashback Credit Card For Reward Loving Individuals
What makes you decide to carry a credit card? Before, credit cards are exclusive for wealthy individuals who can afford to pay for the high interest rate that comes with it. Thus, only the elite class of the society has the power to make “cashless purchases” using this piece of plastic contraption. However, many credit card companies realized that this…
Irs Auditing
Everyone hopes that they will never have to endure an audit from the Internal Revenue Service (IRS). On the downside, there is a good chance that sometime in your life you will be audited. However, there are a few things you can do to make the process a little easier. It is all about preparation and organizing. 1: Keep all…
Warning Signs Of When You Are In Too Much Debt
Many people these days have more debt than they can handle. Some even have more than they make in a single year before taxes. But how do you know when you have too much debt? And how did you get into this situation? It may not seem possible that you could have gotten so far in debt you feel as…
Getting The Best Rewards Credit Card
Great deals on credit cards are available now at your nearest credit card dealer – or in your mailbox. The time for getting a really useful card can now be obtained. Because of competition, the credit card companies have now decided to give something back in exchange for your payments – on a rewards credit card, and the incentives can…
Time To Start Using Those 0 Credit Cards
It would have been unthinkable just a decade ago, but now it is commonplace in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely popular. Today, it is almost impossible to find a…
Using Credit Cards To Finance Your Business
It can be quite difficult to find financing when you are trying to start a business. Traditional channels such as banks and other financial institutions are normally not too eager to finance a new business, even if you have developed a sound business plan and are highly skilled in your market. Starting a business, especially an online business based from…