Wealth Building

Is Chexsystems Justified

Today, more than 20 million US citizens are living without a bank account. The primary reason is due to ChexSystems’ dominating presence within the consumer banking world. It is estimated that over 80% of all banks and credit unions in the United States, use ChexSystems to verify new customer accounts. Most individuals listed in the ChexSystems database were reported due…

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Pets

Dog Training Part Iv Reward And Punishment

Most training revolves around giving the dog consequences for his behaviour, in the hope of influencing the behaviour the dog will exhibit in the future. Operant conditioning defines four types of consequences: Positive reinforcement adds something to the situation to increase the chance of the behaviour being exhibited again (for example, giving a dog a treat when he sits.) Negative…

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Commentary

The Failure Is Sundered Within

The failure is sundered within each of us, it festers as blame to others, a manifestation of the shame that belongs not to ourselves but of the participants of a deadlier game. Yet innately the affectation begins with our own visceral manumission of guilt, and sadly, empirically lies buried in our own personal failings. We ponder all that which seems…

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