Why you need a business plan!!! Q: In last week’s column, you gave advice about starting a business, and you kept preaching about writing a business plan. I own a business, I don’t have a plan, and I’m doing just fine. What’s the big deal? A: How do you know your business is doing “fine” if you do not have…
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Dog Lovers And Detractors Seek Common Ground
Responsible dog ownership not only involves taking top-notch care of your pet, experts agree, but also being considerate of those around you. A recent survey by the American Kennel Club (AKC) revealed that some dog owners need a tighter leash on their canine companions-especially when out and about in the community. Forty-seven percent of non-dog owners surveyed cited “a lack…
Sizing Up Siding Recouping Remodeling Costs
Some home improvement/repair projects are necessary regardless of cost, such as installing a new hot water heater when the old one stops working. Others, such as updating the kitchen or windows, are more a function of having the money to do so-and how much they add to a home’s value when it comes time to sell. According to the most…
Business Credit Card Offers Galore
First things first, there is a reason why there are a lot of business credit card offers around. Basically, the benefit of having a business credit card is that the company – be it a large company or a small one – is able to keep track of all the expenses its employees make. A business credit card is used…
Improving Eating Habits Can Be Easier Than You Think
Americans, now more than ever, recognize the need to change the way they eat. From reducing fat and sugar intake to cutting carbs, many are looking for extra steps they can take in the kitchen to improve their overall health. In fact, a recent survey administered by Opinion Research highlights this trend, revealing that 86 percent of Americans believe there…
National Car Care Month Set For April
The Car Care Council is dedicating an entire month to reminding drivers of the importance of being “car care aware.” National Car Care Month, a nationwide effort to focus motorists’ attention on the essentials of vehicle care and maintenance, will take place in April. During National Car Care Month, many repair facilities and auto parts stores join local businesses, civic…
Seniors Pay High Price For Gap In Benefits Coverage
Since the Medicare Part D drug benefit was unveiled, it has proven to be even more confusing and inefficient than its critics predicted. Even seniors who have been able to register for the program must still struggle with a $3,000 gap in benefits coverage and a hefty monthly premium. Already the government has had to change the program: The Centers…
I Made My First Million At 23 By Following A Powerful Formula At 19
ActionPlan For BlazingSuccess: Defining Your Goals The goal is a concise, measurable result that you want to produce at a determinable time in the future. Your goals are the stepping-stones toward the materialization of your dreams, the second critical element in the blueprint of your life. Goals are experiences you have not yet seized, places you have not yet been,…
Long Term Care The Ignored Need
Most Americans fear they’ll need long-term care at some point after retirement, but only a small percentage are are doing anything about it, according to a survey conducted for the John Hancock Life Insurance Co.* It states that 85 percent of respondents worry about needing long-term care at some time in their future, an increase from 80 percent a decade…
The Key Features And Advantages Of Advanta Life Of Balance Credit Card
The Advanta is well known for its innovative, individualized and utility-based financial services to the huge client-base spread all over the world. Eyeing the best benefits for the customers, the Advanta Life of Balance Card offers great cash rebates, side-by-side serving its main aim of helping the cardholders with organizing their finances. As such, you can now consolidate your existing…