In the World of Finance, A CD does not mean a compact disc; it stands for a certificate of deposit. Thus, if you manage to buy a CD through savings and loans or through banks that is worth a certain amount of money, then the bank will be paying you in return a specific interest rate for a certain time.…
Tag: Penalty
Google Updates Upgrades Penalties And Filters
My site dropped from no.1 spot to nowhere. Google tech people replied to my email telling me I must have hidden text or used some kind of ‘illegal technique’! Why don’t they just admit it’s their mistake? Standard reply It’s a standard reply, nothing else. I would imagine that 9 times out of ten when Google get an email about…
Get Out Of Debt Plans
A penny saved is a penny earner but with inflation we can say that a “A dollar saved is a dollar earned”. One can easily get out of debt for free. If a person starts saving on a monthly or a daily basis, the savings can amount to a lot of money. For example if you were to save $150…
Mortgages Don T Get Pounded By Prepayment Penalties
Many people make a major mistake when applying for a mortgage. They are so relieved to get the loan that they fail to pay attention to prepayment penalties in the loan documents. Prepayment Penalties With the refinance craze of the last few years, many borrowers have been surprised to find they are locked into their loan with prepayment penalties. Boiled…
The Death Penalty Is It Good Or Bad
I am and always have been the pro death penalty, however, even though I am pro death penalty, I probably would not be willing to pull the switch or push the button. I do not think that this makes me a hypocrit. Please bear with me while I explain. As I stated, I am pro death penalty. I am not,…
Buying A Home After Filing Bankruptcy Rules For Success
1. Apply With at Least 3-4 Mortgage Companies – Compare offers. Subprime mortgage borrowers are at the highest risk for excessive mortgage fees, inflated interest rates and other unethical mortgage practices. Applying with several mortgage companies will give you an idea of what you can expect your interest rate and fees to be and will lessen your chance of being…
The Controversial Death Penalty
There are few topics as controversial among the American government and general population as the death penalty. Few topics spark such heated debates and few issues have people so clearly on one side of the argument or the other. The death penalty is definitely famous for having thinkers on both sides of the fence with few people riding the gray…
Prepayment Penalties Indexes
This article deals with some rarely discussed mortgage details that can have a major financial impact if you’re not careful. For starters, there’s Prepayment Penalties. These penalties can cost you a bundle and they’re often overlooked during the origination of the loan as well as the signing. Many mortgage brokers know perfectly well the program they’re putting you in has…
Failure To Pay Employment Taxes Penalties
As an employer, you must pay employment taxes if you have employees. Fail to pay and the IRS will rain all over your parade. Penalties If you have employees, you absolutely must deduct and withhold various taxes from the paychecks of your employees. Since you are deducting money from the employee’s paycheck, you are handling their funds. This fact is…
The Best Payday Loan Process
You may have considered a payday loan or cash advance to get you through a tough time or to pay for an emergency medical expense or repair on your car. Payday loans can be obtained fairly quickly, sometimes on the same day as the request, and can sometimes be a lifesaver. You need to know what to expect before you…