MISTAKE #1: Over shopping your loan Your credit score is based on the perceived risk associated with extending you credit. Over the years, the credit reporting agencies have determined that a borrower who seeks credit from many different lenders is riskier than others. Therefore, they decrease your credit score each time a lender pulls your credit report. Each time you…
Tag: Officer
Beat Your First Speeding Ticket
It seems almost inevitable that if you’ve been on the roads for anytime, that you’ll find yourself with a speeding ticket. It’s never pleasant to be pulled over by a police officer and to have to hand over your driver’s license and insurance so that he can write you up a ticket that’s not only going to cost you some…
Selective Mortgage Decision Making
In a recent article appearing on IndyStar.com*, it was reported that Indiana and Ohio lead the nation in the number of home mortgage foreclosures. As the article describes, there are many reasons for the high mortgage foreclosure rate. Regardless of the reason, one key to avoiding this situation is proper mortgage planning. Unexpected medical expenses or the loss of a…
Law Enforcement Officer Deaths Decline
Fewer law enforcement officers died in the line of duty in 2005 than in previous years because of improvements in body armor, better training and less-lethal weapons. A recent report indicates that 153 law enforcement officers across the nation died in the line of duty, marking a continued downward trend over the past 30 years. During the 1970s, more than…
Loan Officer Career Objectives
As loan officers it is very important to set career goals and objectives for yourself. Although a very nice living can be made as a loan officer, you still want to put some goals and objectives out there to shoot for in order to prevent burn out. First and foremost you need to eat, so weekly goals are just as…
The Police And The Motorcycle Helmet
Jeremy has been a member of the California Highway Patrol for the past 6 years. This individual wanted to serve the public and ride on the bike as a kid and got the opportunity to do both after graduating from secondary school. The job did not pay much but the rewards came when the roads this officer patrolled on were…
Beat A Speeding Ticket
One thing that no person wants to face is the prospect of receiving a speeding ticket. It’s costly and if you’re looking up at a police officer who has stopped you in traffic to write you a citation, it’s embarrassing as well. Today, with the advent of the photo radar ticket, you might not realize the damage your lead foot…
Understanding Radar Equipment
With the advent of the radar gun the police are able to determine a motorist’s speed effectively and efficiently. They just point and shoot and in that split second they can tell how fast over the limit you were speeding. Radar guns are a huge convenience for police. They clock the speed precisely, and it gives them the ability to…
How To Find How Much Stock A Ceo Holds
Corporate officers enjoy many additional benefits over rank-and-file workers. For the uninitiated, it may be surprising to learn the amount of stock compensation they hold. Are you curious about how much stock the CEO and other officers of a particular company control? You can find out very easily. This is how to uncover the amount of stock held by the…
What Can You Do To Get The Home Loan That You Seek For
The lack of money should never be a factor to hinder you from having a home. Obtaining a home loan is always at the disposal of every person for securing a home. The essential thing is to be cautious when obtaining this type of security, as it might plunge your future finances into chaos. Begin by looking for a home…