Everyone who drives a motor vehicle on a public roadway in New Jersey must purchase – at a minimum – three types of automobile insurance. All New Jersey drivers must have: 1.Liability Insurance: This insurance covers damage to other people’s property, including vehicles, if you are in an accident. In New Jersey, Liability insurance does not cover medical expenses. 2.Personal…
Tag: Liability
Car Insurance Types Of Insurance You Need To Understand
With all this traveling in and out, back and forth around the maze that is the United States infrastructure, its easy to understand why auto insurance is required in order to own an operate a car. For car buyers, an effort needs to be made on the part of insurance companies to provide information on the different types of auto…
Lawyers Professional Liability Insurance For The Distressed Risk
Professional liability insurance is a necessity for lawyers. Unfortunately, not all lawyers are able to secure the coverage they need in the standard marketplace because they are considered to be a “distressed” risk. The question is, what exactly does “distressed” mean? A “distressed” risk is one that has difficulty securing professional liability insurance because of claim frequency, claim severity or…
Product Liability And Personal Injury Compensation Claims In The Uk
Product Liability and Personal Injury Compensation Claims in the UK There are strict laws in the UK governing the manufacture and sale of products. If a manufacturer sell a product that is defective and the defects cause injury, loss or damage then that manufacturer is liable to pay compensation. Fortunately, suing a manufacturer for compensation in a product liability case…
How To Save Money And Get Discount Car Insurance In Florida
You must have car insurance if you intend to drive your vehicle on any public roadway within the state of Florida. Driving without insurance carries severe legal consequences and can result in your inability to easily obtain a permit for a vehicle in your name for a minimum of three years. At the very least you must buy liability insurance…
Why This Lawyer Says You Should Buy Car Insurance From An Independent Broker
I don’t sell car insurance, but as a lawyer practicing in the field of personal injury I frequently see people suffer because they have the wrong insurance coverage. Often, this happens because they purchased directly from an insurance company instead of an independent broker. Many of my clients who have been seriously hurt in a car accident were struck by…
Road Accident Compensation
Before making a road accident compensation claim, there are special issues which may affect liability. Council Immunity: This states that a victims injury may limit an injury victim’s ability to sue when the driver of the vehicle that causes an accident is a council employee who is working at the time of the accident, or where the accident involves a…