401k retirement plans are special types of accounts, financed through pre-tax payroll deductions. The funds in your account are invested in various ways. Your funds can be invested through any number of stocks, mutual funds, and other ways, and it is not taxed on any capital gains or interest until the money is pulled out or withdrawn. Congress approved this…
Tag: Funds
Investors Are Finding Opportunities Beyond Their U S Borders
Experts say global and international mutual funds can represent a world of opportunity for investors. Foreign-based companies now comprise fully half of the world’s equity market capitalization, up from about one-third in 1970, and many key industries such as oil and gas, wireless telecommunications and building construction are dominated by foreign companies. However, despite the investment opportunities presented by these…
What S Really Driving Your Portfolio Performance
Many investors tend to focus on selecting the right stock to buy and choosing the perfect time to buy and sell. But some experts say these factors are a sure-fire way to damage portfolio performance. According to Roger Ibbotson, chairman and founder of Ibbotson Associates and a professor in the practice of finance at the Yale School of Management, what…
Payment Options
What’s the difference between a credit card and a debit card? A prepaid virtual card and an e-wallet provider? A bank draft and a bank transfer? I found this all very confusing, and so set out to find out a little about all the different types of payment methods available; here’s my overview: MasterCard: a credit card; it’s as if…
Diversification Among Asset Classes
There has been a great deal of press in recent years given to portfolio diversification, in particular to the use of hedge funds as a means of alternative investment strategy. Many times these funds are referred to as vehicles to use for diversification, because they are not linked to traditional investments, such as stocks and bonds. However, on a closer…
Compare Mutual Funds Tips For Finding The Top Ones To Reach Your Financial Goals
Many people want to know how to compare mutual funds to make the right decision. There are obviously many factors at work here. First of all, you need to determine if investing in this vehicle is right or you. Generally speaking, a mutual fund is for people who aren’t very financially educated, and really don’t have any time to become…