Knowing when to refinance and not to refinance is difficult for every homeowner, but after bankruptcy, the decision gets even tougher. There are a lot of different things that should factor into your evaluation, including your current finances, your credit score, and your ability to get approved. Here are a few tips to help you decide whether or not you…
Tag: Finances
Typical Mistakes People Make Concerning Their Finances And How To Avoid Them
In our day of easy access to credit cards, loans, and so many things that you must have, it is almost no wonder that so many are getting themselves into financial trouble. Everywhere we turn we face some ad that tells us we cannot live happy unless we have such and such a product. The demands are frequent that tell…
Juggle Your Debts With Cheap Debt Consolidation Loan
Before we go through the concept of cheap debt consolidation loan, we would first like to ask the readers that how many of them are leading a relaxed and free life. We know that, out of ten, only one will answer in positive. And if we ask how many “want to” lead a relaxed, free and controlled life almost every…
Checking Accounts For Couples
It was not very long ago that when a couple were married their finances became merged and everything was as one. Today, many people are opting to keep things separated for a variety of valid reasons. Because of the way society has unfolded, our finances have become extremely complicated with a large amount of debts, child support, and loans that…
Understand Credit Card Companies
As a financial consultant, I am amazed at what a small amount of understanding most of my clients have of credit card companies and how they work. I find that many financial struggles people go through could be lessened significantly simply through education about credit card companies and other significant factors that influence our financial situations greatly. It is for…
Good Business Sense Microsoft S Free Accounting Solution For Sb
To be truly successful, you have to treat your business like a business, and good accounting practices are a big part of that. Yet only twenty percent of the twenty million small and home-based businesses in the U.S. use accounting software to track their business finances. Many home-based business owners’ “bookkeeping systems” still consist of pens, paper, and boxes stacked…
Wsj Don T Exercise Retirement May Be Shorter But Still Costly
Jonathan Clements writes the very popular “Getting Going” column for the WSJ that covers all sorts of personal finance issues including retirement, financial planning, saving, investments, and spending patterns among many others. It’s a basic “how to” column on managing your finances. He is a most practical and sensible writer and widely read. He doesn’t venture into the health and…
Financial Balance Reducing Unnecessary Spending
If Americans were polled about their personal concerns, at the top of the list would be finances. Finances are important in our lives, from the national budget to the family budget, and when our finances are unbalanced, it can lead to serious trouble. Not only are bad finances linked to a significant number of failed marriages, but our personal financial…
Managing The Anxieties And Stresses Of Dealing With Your Finances
Many people get stressed out in managing their investment portfolios and their finances. In some months, your investments are doing good and the next month you may be losing money. The good news is that there are ways that a person can reduce their anxiety and stresses in taking care of their finances. Get sound advice from a good financial…
Money At Christmas Surviving The Festive Period Without A New Year Financial Hangover
Money always seems to be tight. Every year at Christmas the financial situation always seems to get worse. Increased electricity and heating bills to pay, expensive party food to purchase, presents to buy, travel costs to visit relatives, the list seems to be endless, while finances are certainly not. It is the season to be jolly, whilst trying to forget…