When it comes to college, what types of student loans are right for you? Borrowing for college is a long-term investment, one that will ultimately pay a lifetime of dividends. It is important, however, to educate yourself on the options available to you so that you do not end up down the road with more education expense than you planned…
Tag: Federal
Questionable Credit Repair Offers
If you have a bad credit record, you know how hard it can be to secure new credit or seek new employment. While you may be willing to do whatever it takes to repair your credit rating, some companies not only offer illegal advice or methods, but also misrepresent what they will be able to accomplish. There are many other…
State And Feds At Odds Over New Rules For Scoring Arizona Schools
The U.S. Department of Education changed its rules for measuring the progress of public schools during the 2005-2006 school year. The impact was devastating to the Arizona schools, which had more than 600 schools marked as “failed”. That is nearly three times as many schools as last year. For the first time, the Arizona schools were forced to include AIMS…
An Introduction To A Home Repair Grant
What is a Home Repair Grant? Home repair grants are a way for people to pay for home repairs that may otherwise remain unfixed. Home repair grants can bring electric wiring up to code, repair or replace septic systems, and add energy saving features such as insulation and storm windows. Home repair grants are available from a variety of sources,…
Flood Insurance
There are many risks that people are accustomed to insuring against. These will include, health insurance, auto insurance and fire insurance. There are others that are less familiar, such as dental and flood insurance but there are many reasons why you should reassess the insurances you currently have in place and perhaps consider relocating them to cover the risks that…
Coupon Frauds
Online shopping is in a booming spree as more retailers take their business to online stores what they call as e-tailors (electronic retailers) instead of traditional brick and mortar stores. As per a study conducted by the National Retail Federation there are approximately 52 million people search the net hunting the best deals. One can find online coupons everywhere like…
Federal Prison Report
Recently the Federal Bureau of Prisons released an update of their prison population, which included breakdowns of race, sex, sentences and offenses. Currently, there are 189,984 inmates in the United States federal prison system. The breakdown of the information is at times typical and yet surprising other times. Did you know that the average age of a federal inmate is…
Direct Deposit Cash Advances For Recipients Of Social Security
Nearly 20 percent of Social Security recipients depend solely on their payments to meet their monthly needs and more than half rely primarily on them to make ends meet each month. The Old Age, Survivors, and Disability Insurance Program, administered by the U. S. Social Security Administration, provides to millions of elderly, widowed, and disabled American citizens their only regular…
Managing Money Student Loan Debt Consolidation
Getting a personal loan to finance student debts allows you to combine all federal student loans into one loan with one single monthly repayment. These payments are considerably lower than those required for the normal ten-year payment option. Through the FFEL (Federal Family Education Loan) Program all banks, credit unions, and other types of lenders can offer this loan. The…
The Inside Out Of College Loans
I have heard it said that education is the best investment. Whoever said that could probably afford their college fees. Don’t get me wrong. Certainly I am all for higher education. At the same time, I am not a votary of being under unnecessary debt. This is where the contradiction arises. What complicates this conundrum is the fact that if…