Bipolar disorder (also known as manic depression) affects an estimated 2 million people over the age of 18. Unfortunately, severe symptoms associated with either manic episodes, depression (or both) can cause difficulties in holding down a regular job. In fact, working may become impossible for some bipolars. The Social Security Administration (SSA) has disability benefit programs in place for those…
Tag: Disability
Employment Law Time Limits For Bringing Employment Tribunal Claims
In the case of Chouafi v London United Busways Ltd [2005], the claimant was employed as a bus driver by the defendant company. In October 2003, he was diagnosed with severe depression and was signed off work until February 2004. He was dismissed in January 2004 on the grounds of his medical condition and complained to the employment tribunal of…
Securing Your Future With Disability Insurance
There may be a time in life when you may not be able to work due to illness or some other medical condition, whether temporarily or permanently. Such a condition may result in a loss of income during that period. While the state does provide compensation at such times through social security programs, many insurance companies too offer insurance against…
Private Long Term Disability Insurance
Long term disability insurance can be vitally important to those people who want to protect themselves against the loss of future earnings. Disability insurance, in general, is used when a person is no longer able to work and to earn a living. The benefits received from disability insurance can help pay mortgage bills, living expenses, medical expenses, etc. In many…
Disability Life Insurance Costs
Disability insurance is one of the most cost effective ways to cover your expenses if you become unable to work. Although it’s also known as disability income protection or disability income insurance by the companies that issue these policies, it is still the same type of policy. Your Disability Life Insurance Premiums When you apply for disability life insurance, there…
Disability Insurance How To Choose The Best Policy
Disability Insurance is a simple insurance cover that makes sure that when you are unable to work due to disability you are not affected by huge financial losses. There are a number of companies offering these insurance cover. It is, thus, pertinent that you shop around a little and find if you are getting the best deal, which means best…
Know Your Rights Laws And Autism
If you or your child has autism, some of the most basic things you can study and learn are your rights. Every American citizen is protected under the constitution, and there are special laws that have been passed to help protect people with autism and other disabilities. By knowing the laws that protect you or your autistic loved ones, you…
Disability Insurance As An Income
Financial experts confirm that a solid income foundation includes disability income insurance. This strategy comes from the obvious need to protect your future income and yourself in case of an accident or death. During your working career the chances of getting injured are something to take notice of. Disability Insurance And Why You Need It Most people aren’t aware of…
Disability Insurance Things To Remember
Insurance, needless to say, is a very well known word in the whole world. Not only Life insurance, Vehicle insurance, Building insurance, people today go for even body parts insurance, say eyes or voice insurance. And talking about Disability Insurance, it is definitely one of the much sought after types of insurance. This insurance, justifying its name, helps the policyholder…
Traveling Tips For The Disabled
Just because you are a handicap or disabled individual doesn’t mean that you cannot have the chance to travel and enjoy a vacation. Your disability should not hinder you from having a great time exploring and discovering a new place. In fact, traveling today has been made more convenient and it opens its arms to people from all walks of…