For many people, the decision to eliminate credit card debt through debt settlement is a difficult one to make. This is due to the fact that most consumers aren’t well-educated in the area of debt settlement. Over the past several years I’ve been asked numerous questions regarding the process of debt settlement, and have summarized those inquiries below: What type…
Tag: Debt
3 Step Formula To Get Out Of Debt
1-Make List of Your Debts First of all know how much deep you are in credit card debt. Many credit card holders are shocked when they know the total credit card debt to be paid. They unconsciously stay away from compiling this list. But you will have to know your total debts. List down lender name, date of debt, total…
Debt Consolidation Your Options And The Facts
Debt consolidation is becoming a very popular method to get debt under control. Many people find themselves with numerous debts to numerous creditors. When this happens a person is paying out interest to each lender on each account, which can really add up. It take years to pay down debts individually. This is where debt consolidation helps. Debt consolidation is…
Student Credit Repair Solutions For Building Credit
When it comes to life the majority are always assuming, and the most of them assume the worst. Creditors, debtors or anyone today all base their theories on assumptions and assumptions from the beginning of time have caused nothing but failure. When people fail to pay their bills on time, many of the creditors assume that the debtor does not…
Simple Ways To Consolidate Your Credit Card Debt And Get Out Of Debt
The world we live in is built on instant gratification. And what better way to receive instant gratification than spending money you don’t have, using a credit card. All of this has lead to a virtual tsunami of credit card debt as more and more individuals find themselves trapped in a cycle of debt of which they can’t escape. Surveys…
A Guide To Unsecured Debt Consolidation Loans
Unsecured debt consolidation loans are loans that individuals take out from a bank without placing any collateral for the loan. Such loans are availed to pay off credit card debt or medical bills. Normally, debt consolidation is undertaken to reduce and eliminate debt by paying off a high-interest unsecured loan, like credit card debt, with a low-interest secured loan like…
Be Careful With 125 Loans
Many borrowers think they have found the perfect loan — the 125. But you should be cautious when considering this product. A 125 loan is named for the amount of equity you can pull out of your home, which is usually 125%. Some of the loan is secured by your home and some of it isn’t, making it a mixed…
5 Tips For Hiring A Professional Debt Settlement Company
If you’re considering using debt settlement to help you pay off your credit cards, here are 5 tips to help you decide on a company to help you. Keep in mind that hiring a debt settlement company is no different than hiring any business to perform a service for you – so make sure you find the one that fits…
Three Ways To Harness Your Emotions To Raise Your Credit Score
Many people think that credit scores are only about managing money and debt well. But more and more people are starting to realize the importance of harnessing their emotions in order to control their money and eventually to raise their credit score. In fact, in recent years there has been an awareness on the link between our emotions and our…
Debt Advice To Get You Out Of Debt Fast
It isn’t an uncommon thing for a family to find themselves in a large amount of debt with no end in sight. It is easier than ever now to get into a debt trap or lose control of how you spend your money. If you find that you are having difficulty paying your monthly bills or notice that you have…