If you’ve ever opened up your credit card statement and been shocked at the balance staring back at you, you’re not alone. More and more, Americans are stretching their credit to the max. The trend toward using credit cards to pay for regular expenses such as utility bills, grocery bills, gas, and fast food illustrates the increased dependency on credit.…
Tag: Credit
Credit Card Words To The Wise
1. Safeguard your credit cards and credit card account numbers. Never give your credit card number to anyone who is soliciting you. If you have contacted a reputable company, and wish to use your card to pay for goods or services, you may need to give them your card number by mail or phone. Companies or individuals soliciting you may…
Insurance Credit Scoring An Ethical Issue
Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrower’s credit history into a single number. Fair,…
Details Of The Discover Platinum American Flag Card Application
The Discover Platinum American Flag Card may be a card you are more than just proud to carry with you. This credit card is given to individuals that have very good credit and are looking for a reward program that allows for cash back benefits. If you are interested in cash back, consider what it can do for you. The…
Advantages Of Unsecured Loans In Business
The unsecured business loan is the convenient and fastest way of getting money for your business to grow and prosper. Unsecured business loans can take care of the financial needs of every borrower looking for investment in business. These are all purpose loans-you have the freedom to spend money in whatever purposes you like inside your business. It helps the…
A Guide To Unsecured Debt Consolidation Loans
Unsecured debt consolidation loans are loans that individuals take out from a bank without placing any collateral for the loan. Such loans are availed to pay off credit card debt or medical bills. Normally, debt consolidation is undertaken to reduce and eliminate debt by paying off a high-interest unsecured loan, like credit card debt, with a low-interest secured loan like…
Types Of Credit Cards
Different types of credit cards are:- Debit Cards A debit card is not exactly a credit card. When your debit card is swapped, it checks with your account whether or not it has sufficient balance to make the transaction. If yes then money is deducted from your account. Although a debit card doesn’t give you the choice of paying later…
Free Annual Credit Report Why You Must Get Yours
If you are thinking about making any large purchases such as furniture or a vehicle or home, it’s a good idea to get a copy of your credit report beforehand. Depending on what is listed on your credit report, it can help you or hurt you when attempting to obtain credit. There may be errors or false information listed on…
Empty The Contents Of Your Credit Card Holders Online
For most people, shopping has always been a pleasurable experience. For others, it’s nothing more than a tedious chore. The Internet, however, has opened up many possibilities, one of which is a little thing called online shopping. Thanks to modern technology, everybody, even the most unenthusiastic shoppers, can now shop until they drop right in the comfort of their own…
How To Avoid Credit Card Fees
Credit cards are an almost essential part of many people’s lives, because they allow you to increase your cash flow and have more financial freedom. However, if you use credit cards too much or in the wrong way you can be stung with large credit card fees and penalties. Avoiding these fees will help you to cut the costs of…