With the debt levels at all time high, credit counseling agencies are reaping on the boom. However, as a consumer, it is in your best interest to choose a credit counseling agency wisely. In generally accreditation is helpful and an accreditation with either the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies is recommended.…
Tag: Counseling
Weigh The Pros And Cons Of Using Credit Counseling
Debt counseling has helped many people climb out of debt, but is it the best solution for you? Here is some basic information to help you decide. Most debt and credit counseling services are nonprofit organizations that are sponsored by most creditors, although there are a few that are privately owned. Before a debt counseling agency can help you, you…
Why Do We Need Some Good Old Fashion Advice
Problems are part of life that come in different shapes and sizes — minor inconveniences to crisis situations that no one can even outrun or wish away. There is no other way to escape these trials of faith and sanity other that to face them head on. Among the difficulties faced by people everyday, none is so distressing and painful…
The Right Time To Seek Counseling To Improve Your Marriage
Seeking help from marriage counselors is a good step in improving your marriage. This shows your sincerity in keeping the relationship together and to make it stronger. But this also shows that your marriage is on the rocks. Why seek counseling if the marriage is doing great? Maybe the vow that you made together with your husband or wife in…
Consumer Credit Counseling
Consumer credit counseling is a big service field in the United States. It is a common problem for many persons in the United States to face a potential credit card debt. To show these persons the right way to act these credit card counseling services are in the scenario. Every year, more than one million persons in the United States…
Fiscal Fitness For 2008 Choosing A Credit Counselor
Are you living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor. Many credit counseling organizations are nonprofit and work with you to solve your financial problems. But beware What’s your Reaction? Love Love…
Bad Credit Repair Solving The Problem
It is possible to fix your bad credit, with time, patience and determination. The first step in repairing poor credit is fixing any problems you may have with money. 1) Get a credit reports on yourself and check out what is on them. To get yours free go to www.annualcreditreport.com. You are allowed by U.S. law to get a free…
What Really Happens When You File For Bankruptcy
Having a hard time paying your bills? Do they seem like they just keep adding up? A lot of people in this situation think that filing for bankruptcy is the easy way out. In all reality, bankruptcy should be your very last resort. Most people do not understand the long term effects of this course of action they are also…
Ways To Consolidate Bad Credit
Individuals who have overextended their credit may need to start taking advantage of the strategies available through credit counseling. With the prevalence of credit cards in today’s world, many people have realized that the amount they spend every month actually exceeds the income that they can expect to earn in the same time period. These people often find that when…
Get Rid Of Credit Card Debt With Credit Counseling
Credit card debt has been an ongoing problem ever since the credit card was created in 1950. People were going into debt at an astounding rate. Many are trapped into unbearable credit card debt that they couldn’t possibly pay it all back. A debt free life is a dream to many debtors. There are many options available today for you…