Credit

A Guide To Chapter 7 Bankruptcy

Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt…

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Communications

Emoticon

A small text-based or graphics-based picture or icon used in a message in order to convey an emotion is known as an “Emoticon”. Emoticons have been in vogue since the days of the Morse code. Back then, they were used more as a code rather than a graphical symbol. Only people familiar with the code could interpret them. Emoticons gained…

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