Finance

Who Is Responsible For Closing Costs

Buying or selling a home is a euphoric experience for both of the parties involved. This euphoria can cool when you learn which party is responsible for the closing costs. Who Is Responsible For Closing Costs When looking to buy or sell a home, every person eventually arrives at the question of funding closing costs on the transaction. To put…

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Wealth Building

Points Closing Costs

Should you pay points? What are points? Is that money going directly into the Loan Officer’s pocket? Well, that depends. This article will look at these questions as well as a few others to see which strategy makes the most sense in the long run. We’ll also look at the math to calculate when points make sense and when they…

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Real Estate

Homebuyers Benefit From Tightening Lending Market

Some good news is knocking at the door of prospective homeowners worried about the recent surge in mortgage rates. The previously booming home- loan industry is undergoing a contraction. In fact, the Mortgage Bankers Association predicts the industry will shrink by 14 percent in 2006. What’s the good news? That means lenders are competing harder to win your business and…

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Web Hosting

Closing Every Sale 7 Key Steps To Closing Every Sale

When a client tells me they’re not bringing in the sales they want, one of the first questions I ask is, “Are you asking for the business?” Their response is either “No, I don’t know what to say,” or “What if I ask and they’re not interested?” Well, if you don’t ask, you’ll never know where you stand with your…

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Web Hosting

Perfecting The Art Of Closing

Everyone sells for a living. Whether you’re a sales rep, a parent, a leader, a manager or a coach, on a daily basis we all find ourselves in situations where we must sell others on our way of thinking. The more closing skills you have under your belt, the better equipped you will be to land a sale. In sales,…

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Wealth Building

Closing On Your Home Purchase Toronto Mortgages

This is the final step. You’ve found the perfect house. You’re happy with your mortgage arrangements. Now it’s time to close the deal. Closing is a process where all legal and financial obligations, which were stated in your “Offer of Purchase”, have all been made. There are many things to keep in mind for the closing to go smoothly. Here…

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Loans

Equity Loans An Introduction

Anyone who wishes to apply for an equity loan should learn as much as they can about the many different loans available to find one that suits their needs the best. Note that some equity loans have annual fees, closing costs and require application while others do not. There are also a number of lenders who provide 100% tax deductible…

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