If you have just gotten a new card with a great rate, you might want to take another look. Although you might have secured 0% for the next 6 months, there are often a range of cleverly disguised fees and penalties to take into account. If you are unaware of them then these fees and penalties can really add up,…
Tag: Charges
What To Look Out For In Low Interest Rate Credit Cards
When looking for low interest rate credit cards, there are many factors you need to take into consideration in order to ensure you are really getting a great deal. Many people do not realize that low interest credit cards may not really be as low as they think they are. In fact, these supposedly cheap credit cards may be costing…
Home Equity Scams For You
A home is the most expensive investment most people will ever own. For cash-strapped homeowners a home equity loan is a temptingly easy way to get cash. However, some home equity lenders are dishonest, and gullible consumers are at risk of losing their biggest asset. Borrowers should be wary of unscrupulous lenders and their scams to avoid losing their homes.…
Credit Cards Rules And Fees
Learn about the costs and rules of the card. What is the annual fee and are there any costs in acquiring the credit card? What is the interest going to be after the initial 90-day teaser interest rate vanishes? What is your credit limit and what is the penalty if you go over the limit? How and when can your…
Things To Know Before Applying Online For A Credit Card
If you want to have a financial tool which can offer you convenience and flexibility, then it’s time to get a credit card. But before filling out that application form, you must be very sure that you’re ready to take responsibility over your credit. There are a lot of people out there who ended up with credit card problems because…
It Takes Credit To Build Credit
Using a credit card wisely is an important step in building a good credit rating. If you’re trying to re-build your credit or if you’re young and just starting out, pay close attention the next time you receive a new card offer in the mail. When you’re trying to build a positive credit history for yourself, using the right credit…
Beware Of Job Fraud Scams
Searching for a job can be difficult enough, but when you finally spot the ‘job of a lifetime’ – just consider that if the job sounds too good to be true – quite likely, it is! Imagine the job of “Designer – Developer/Applications/IT” with a tax-free salary of $120K for 6 months work. Perks including Paid Overtime at $300 per…
Mortgages Exit Fees To Be Capped
In the last 3 to 5 years we have seen rises of up to 450% in the exit fees charged by lenders when borrowers redeem their mortgage. But at last the Financial Services Authority (FSA) ha seen the light and is going to crackdown on these increases. Lenders have been telling new borrowers about the exit fees currently charged, but…
Credit Cards Shamed Into Cutting Charges
The Competition Commission one of the governments watchdogs, has at last moved to shame credit cards in to cutting their charges. The long overdue move comes after the Commission concluded that the credit card industry was overcharging customers between What’s your Reaction? Love Love 0 Smile Smile 0 Haha Haha 0 Sad Sad 0 Star Star 0 Weary Weary 0…
Emergency Payday Advance Myths Debunked
Need instant cash? Apply for a payday loan. Quite a simple solution, isn’t it? While the popularity of pay day advances is growing, so are the myths surrounding them. If you are applying for payday loans for the first time, it could turn out to be a bit intimidating. However, if you look at these loans analytically and objectively, you…