What Is A Secured Loan? A secured loan is essentially a loan that is taken out against your home or other collateral. In the context of this guide, when talking about secured loans and secured lending, reference is being made to that of a lender placing a legal charge over a property. The most common type of secured loan is…
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Credit Card Lingo
Knowing What’s Out There – And What To Choose The World of finance can be a tricky game for both the seasoned veteran and the novice borrower. Banks can – by accident or design – make even the most simple information seem complicated and through this unwittingly (or not) induce their customers to go for products that might not be…
Enjoy The Great Outdoors Take A Camping Holiday
Taking a camping trip can be a fun and affordable vacation if you enjoy the outdoors and nature. Camping offers your family the opportunity to explore the great outdoors and spend quality time together. There are no televisions, computers or other distractions to take away from family time. State and national parks in the U.S. make camping easier with various…
How To Use Debt Settlement Companies For Credit Consolidation
You work with a debt settlement company in order to in order to have a professional act on your behalf with your creditors to help reduce your debt balance. There are debt settlement companies who claim to be able to reduce your debt by as much as 75%. You will make your search for debt settlement companies easier once you…
Get Out Of Debt Plans
A penny saved is a penny earner but with inflation we can say that a “A dollar saved is a dollar earned”. One can easily get out of debt for free. If a person starts saving on a monthly or a daily basis, the savings can amount to a lot of money. For example if you were to save $150…
Why Car Rental Companies Insist On Credit Cards For Obtaining Reservations
If you have ever rented a car, regardless of how you planned to pay for the actual rental, the car rental company probably asked you for a major credit card. It is standard practice for most car rental companies to require their customers to provide a major credit card at the time of rental. Beyond simply asking for your major…
Checking And Charging Motorcycle Batteries
How are Motorcycle Batteries Rated? The amp/hour (AH) capacity is the basis for rating motorcycle batteries. For example, a 12AH battery can produce one amp of current flow for 12 hours, or two amps for six hours. In order to calculate the amount of time needed to use up a fully charged motorcycle battery by turning the lights on, we…
Credit Card Balance Transfers Know How To Save Money
In 2004 Americans paid $412 billion dollars in finance charges to the credit card companies. If you contributed to this astronomical amount, you might be considering a 0% interest balance transfer to knock down those monthly payments. You also might think that this is a simple choice, that of course you should opt for a card that does not charge…
Credit Consolidation For Debt Settlement
You can deal with your personal finance with debt settlement and credit consolidation by learning how to simply search for the right company to suit your needs. To do this you need to understand how debt settlement and credit consolidation companies work. Debt settlement firms will work with your lenders to lower the balance of your debts. You may even…
How The Credit Card Offer Should Be Assessed
How many people do carry credit cards with a very high annual percentage rate when in fact they started out with zero APR? It’s because the credit card industry is experienced in hiding fees and interest rates which are as flexible as to mount readily when the consumer has been already hooked into the system. So to find the credit…