Imagine that you are going into a lender’s office prepared to apply for and receive a loan. You know what your credit scores are and you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan is denied, or maybe you were approved, but the interest rate is…
Tag: Bureaus
Credit Cards For College Students Establishing Your Credit
For many young adults, the thought of building a credit history and worrying about a credit score seems unusual. To them the only real draw to a student credit card is the idea of getting the things they want or need with just the swipe of a card. It is also a method for getting the things they need while…
New Credit Score System Supposed To Simplify Not Confuse
A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financial transactions by a consumer and whether or not those transactions were completed on time and as agreed. The score is a distillation of everything contained on the credit report, boiled…
Seven Important Tips For Credit Repair
In today’s society, no one can overemphasize the importance of a good credit line. In fact, having a bad credit record is even worse than having no money at all. Without bad credit it would be very difficult to get loans and do other transactions that would soon become necessary in the future such as applying for an apartment. However,…
How To Check Credit Reports
Credit Reports – What’s On Them, and How to Check Yours Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month. And yet, only…
Credit Repair How To Deal With A Credit Bureau
Having good credit is an essential tool in today’s economy – it allows you to have a credit card, to obtain car and house loans, and many other conveniences. While you can live without good credit, a bad credit rating will certainly affect you negatively throughout your life. The key to your credit rating lies with a credit bureau. There…
5 Common Credit Score Myths
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey that was recently conducted, nearly…
Best 850 Finance Plr Articles Www Financeequityloans Com
Title: 3 Major Credit Bureaus – Which One Should I Contact? Word Count: 446 Summary: There are 3 credit bureaus and you need to know about them if you are concerned about your credit report. Keywords: 3 major credit bureaus, 3 credit bureaus, three major credit bureaus, contact the credit bureau Article Body: There are 3 major credit bureaus that…
There Is No Quick Fix For Improving Your Credit Report
Question: I’ve had trouble paying my bills on time in the past and now my credit record isn’t the best. I’ve seen advertisements for credit repair services. Do they work? Answer: Hard work and the passage of time are the only tried and true methods of repairing a blemished credit record. While there are a variety of legitimate options to…
How To Repair Your Credit With Credit Cards
Very few people live their entire lives without inflicting any damage upon their credit scores. Whether it be high balances on credit cards, bankruptcy, collections issues or financing troubles, credit problems affect the best of us and are difficult to repair. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes…