Credit

10 Tips To Improve Your Credit Score

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest, and the amount sanctioned will all depend on your credit score which is based on your credit report. People with scores of 700…

Continue Reading

Finance

Debt And Debtor S Disease Do You Have It

Debtor’s disease is a silent killer. Killer of respect, marriages, self control, and families. There isn’t a part of your life that it won’t touch and destroy with it’s deadly power. Some of you won’t even know you have it for many, many years. It’s a sneaky affliction; creeping into your life and slowly but surely taking control of every…

Continue Reading

Personal Finance

Solve Your Financial Dilemmas

No one likes to budget. It’s a lot of work for little reward. But the secret of budgeting and personal financial management is simply to ensure that there’s just enough money left over each month to pay your bills and maybe have a little fun. Many people do not budget but it should be done to really help you get…

Continue Reading

Wealth Building

Identity Theft And Mail

Identity Theft is not restricted to just digital media contrary to what you may read in the news today. Granted, there are a lot of breaches of University computers or retailer’s networks or lost/stolen laptops that are reported all the time, but Identity Theft can occur at home as well. Are you doing what it takes to make sure it…

Continue Reading

Wealth Building

Debt Settlement And Your Credit Score

Are you considering debt settlement, but concerned it may negatively impact your credit score? If a lower credit score is your main concern regarding debt settlement, read on for answers to some questions you may have. First, you’ll want to check your credit score to be sure it’s as high as you think it is. You see, if you’re carrying…

Continue Reading

Family Budget

How To Save Money On Utilities

Expenses on utilities contribute to most of your household bills. Did you know that you could save a lot of money through your utilities? Here are some pointers to help you do this: 1. Identify which appliances consume much electricity and contribute the most in making the electric bill cost that much. You can save hundreds of dollars annually by…

Continue Reading

Credit

Things To Know About Mastercard

Credit card is known today as the plastic money. But it stretches the limit of a typical paper money. Credit cards increase the buying power of a consumer because of what is known as the credit limit. Payments are made easier because you don’t have to make stops to the billing centers. What’s best is that owning a credit card…

Continue Reading

Family Budget

No Fret Family Budget

For some, the idea of a budget is often a blur. It is frustrating to see how hard it is to do a budget and realizing that with one wrong purchase, you can actually ruin the entire thing. And this has been a perennial headache for most homemakers. It is about time to overhaul the way people look at budgeting.…

Continue Reading