Most of the high interest credit cards are usually pretty easy to get and really the high interest rate only matters if you are going to roll over your balances from month to month. People that have been involved in bankruptcies, judgments or have a bad credit score, for some other reason are the most common applicants for these high…
Tag: Balance
Credit Card Balance Transfers 0 Introductory Offers
Balance transfers have grown in popularity and importance ever since lenders have started using zero per cent interest rates on balance transfers to lure consumers from other companies to their own. Introductory Offers These 0% balance transfer offers give the customer a very low, or zero per cent interest rate on any sum transferred from another credit card, over to…
Which Kind Of Credit Card Should I Choose
As even the briefest search on the internet will show you, there are thousands of credit cards available from many different providers, and even more sites offering advice on which card you should choose. Most card advertisements and promotions make a lot of noise about attention-grabbing features such as market-leading low rates, long balance transfer deal introductory periods, or enticing…
Trapped On The Treadmill Work Life Balance
Workers suffering burnout are making mistakes. It’s depressingly predictable: these mistakes cost money, compromise safety and may even put lives at risk. Work-life balance is a subject with broad points of view but Corporate America is finally responding to this demand. Actually it’s been a matter of company survival. Corporations expecting employees to forego family time will not find the…
Dissecting Credit Card Offers
I am always more than a little skeptical about signs that shout out “Zero Percent Interest” or “Flat Fifty Percent Off”. The only thought that runs through my mind at those times is: “Where is the catch?” There usually is a catch. The question is: Does the catch overpower the benefits? That is the question that I ask myself just…
Credit Card Questions And Answers
How long is the grace period? The grace period is the number of days you have to pay your bill in full without triggering a finance charge. For example, the credit card company may say that you have “25 days from the statement date, provided you paid your previous balance in full by the due date.” The statement date is…
Play The Credit Card Game And Win
In this article I’m going to show you how you can get the most out those pesky credit card offers you keep receiving. Even if you’re not about to switch cards you may lean a thing or to so sit tight, but first, let me set the stage: You’re the proud owner of a credit card or two, never really…
How To Control Your Debt
If you’ve ever opened up your credit card statement and been shocked at the balance staring back at you, you’re not alone. More and more, Americans are stretching their credit to the max. The trend toward using credit cards to pay for regular expenses such as utility bills, grocery bills, gas, and fast food illustrates the increased dependency on credit.…
Types Of Credit Cards
Different types of credit cards are:- Debit Cards A debit card is not exactly a credit card. When your debit card is swapped, it checks with your account whether or not it has sufficient balance to make the transaction. If yes then money is deducted from your account. Although a debit card doesn’t give you the choice of paying later…
Understand Credit Terminology
Most of us deal with credit in our day to day lives sometimes in the form of credit purchases or making use of credit cards. But there are many credit terms that you should understand clearly to know exactly what is involved in your credit. 1. Credit Score – A credit score is a statistical calculation of the credit information…