They come day after day after day. Sometimes two, three, or four at a time. Credit card offers. The credit card industry is highly competitive and banks and other financial institutions are constantly sending out mass mailings in an attempt to lure potential customers to switch credit card providers. And while it is generally not advisable to regularly open new…
Tag: Annual
Understanding The Annual Percentage Rate Apr
The annual percentage rate can seem like calculus to most people. It’s some arcane and hard to understand method to help credit card companies know how much money to charge you every month for interest. The problem is What’s your Reaction? Love Love 0 Smile Smile 0 Haha Haha 0 Sad Sad 0 Star Star 0 Weary Weary 0 0…
Underlying Truths About No Annual Fee Credit Card
Credit card companies are becoming more competitive each day; this is why the number of no annual fee credit cards being offered is rapidly growing. No annual fee credit cards are coupled with a lower or even zero percent APRs on the introductory period which is now the set standard in the credit card industry. It is considered by most…
The Truth About Secured Credit Cards
Credit cards are everywhere and are needed for so many different things, especially with our increasing technology; such as the internet. With the internet available, without a credit card you could not making reservations, shop online or even pay certain bills online. But, what about those without perfect credit or no credit all? What kind of credit card can you…
The Average Profile Of Customers Opting For A Payday Loan Cash Advance
Payday loans are loans of a small amount, taken for a short duration of time. Payday loans are generally meant to be paid off on the next payday. Payday lenders loan out thousands of dollars every week to people who are in dire need of money. The Community Financial Service Association of America, payday loan cash advance industry extends to…
Choosing A Credit Card For The Inexperienced
Before applying for a specific credit card there are several things you should take into consideration before making your final decision. Credit History – Before you apply for a card you should get a free credit report so you will know what types of cards you are eligible for. (By law you can can get a free credit report once…
Balance Transfer Tips
The most expedient and convenient way (but not necessarily the most effective as we shall see later) of reducing the interest on your card is to get balance transfer, which basically means paying off one card with another. Obviously you need another card to do this and there is really no objection to this (unless you simply must abuse it.)…
Low Interest Credit Cards Make Sure You Have The Cheapest Rate
Making sure that you pay the lowest rate of interest chargeable on your credit card usage is vital if you want to maintain an effective money management scheme. As such, knowing how to make sure you pay the lowest interest rate on your credit card should be viewed as an essential element to deciding which credit card you should select.…
Best Deals From Airline Credit Cards
Airline credit cards, primarily aimed at a travelers’ convenience, are the result of collaboration between credit card companies and different airline companies. These are very popular reward cards and are a step further to frequent flyer cards. Frequent flyer cards can be airline sponsored or bank sponsored. Bank sponsored credit cards allow more flexibility, as the miles earned can be…
Choosing The Best Credit Card For You
When choosing the right credit card for you, it is extremely important that you are aware of the conditions and terms that apply to the credit card. There are a few things you should take into consideration, for example take a look at the finance charges, method of balance computation, annual fee, and any periods of time that are interest…