If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by the Federal Fair Debt Collection Practices Act (FDCPA), many others cross the line on a regular basis. In 2004, the Federal…
Category: Personal Finance
Payday Loans Array Help You Arrange Little Finances
Any of sudden expenses of one’s daily life never comes making coherence with one’s financial condition. It always comes so instantly and can’t be ignored over the period of time that requires proper action. At that time if you are really falling short on fund, it may block the pace of your day to day routine. An instant external financial…
A Real Time Way To Avoid Identity Theft
As identity thieves become more of a threat to individuals and businesses, many people wish they had someone-or something-to watch over and guard their valuable financial information. While most consumers can’t afford a financial bodyguard, many are taking advantage of a real-time identity management service that can potentially avert identity crimes. I consider one service, Identity Sweep, developed with MyPublic…
Us Banks Are In Trouble Don T Let Their Mistakes Affect Your Financial Situation
Banks serve a tremendous purpose in this world. They take in individual’s deposits and pool them together to lend them to businesses or individuals who need the capital for a business opportunity they have. This business opportunity could be a company that wants to expand or an individual who wants to buy a home. The more that people save, the…
Money Saving Ideas
Good news: Consumers can save nearly $3 billion a year just by using coupons when shopping. According to the Promotion Marketing Association Coupon Council, spending just 20 minutes per week clipping coupons can save you up to $1,000 per year. It’s easy. Over 85 percent of all coupons issued in the U.S. are found in Sunday papers. And it’s popular.…
Fraud Facts And Tips To Help You
You can save yourself time, trouble and money if you know how to recognize-and avoid-some of the more common scams. Here’s a look at one that could happen to you. The Scam You place an ad for your collectible, motorcycle or electronic equipment on a specialty Web site. What’s your Reaction? Love Love 0 Smile Smile 0 Haha Haha 0…
Asking For A Lot Of Money
Most people dream of making a lot of money. The question is, what does that mean? The truth is that money is highly subjective. Certainly, a billion dollars is a lot of money; there are only a handful of billionaires in the world. Is a million dollars a lot? In terms of total wealth, no; a significant minority of the…
The Offshore Money Flow Solution
It’s become more and more difficult to bank in privacy these days, thanks to the witch-hunt of OECD and FATF under the guise of money laundering and terrorism. What a wonderful story to cover the real purpose of their; to take the privacy away from people, to control and to endlessly supervise! Fortunately there still are a few opportunities left…
A Brief Guide When Shopping For Personal Loans
Sometimes you need extra money for unexpected expenses like car repairs, unexpected bills, health expenses, school expenses, or a myriad of other reasons. Where do you go to get money for these unplanned expenses? Personal loans are available from many different companies and lenders for consumers today whether you have good or bad credit. Your first place to try to…
Save Money By Making Your Home Energy Efficient
With the increase in energy prices, it’s important to know that there are ways to lower your energy bill, maintain the overall comfort of your home and be energy efficient. There is another big plus to being energy efficient: You help the environment. Using less energy means less air pollution from power plants that burn oil, coal or natural gas.…