When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are charged upon it until the funds…
Category: Personal Finance
High Interest Credit Cards Quick Tips
Most of the high interest credit cards are usually pretty easy to get and really the high interest rate only matters if you are going to roll over your balances from month to month. People that have been involved in bankruptcies, judgments or have a bad credit score, for some other reason are the most common applicants for these high…
Investors And Financial Execs Agree Dividends Are On The Rise
In a recent study released by Boston-based investment manager, Eaton Vance, senior finance executives at dividend-paying American corporations agreed that stocks that pay dividends are growing in appeal. The nationwide survey of executives from all major corporate sectors also projected long-term dividend growth. The survey, conducted by Penn, Schoen & Berland Associates, Inc., revealed that 47 percent of finance executives…
Bankruptcy Lawyer Your Final Solution When Running Out Of Options
Before rushing to a lawyer to assist you in filing for bankruptcy, you have to make sure what is bankruptcy and what is not. Only then will you have to find a bankruptcy lawyer that you can work with in filing your case. Many people rush to file for bankruptcy thinking that it will solve their financial problems. The opposite…
3 Things You Must Have To Make Lots Of Money Fast
Where ever you are presently in your life you can begin to make large amounts of money very fast if you understand a few simple principles. Despite what anyone may tell you these principles of generating money fast do work. These principles are not difficult but in order to understand them you must process them. You must take the time…
Thinking About Buying A Vehicle Here Are Some Things You Should Consider Before You Do
You’re thinking about purchasing a vehicle but are not quite sure about what type of vehicle you should choose. Well, it’s not easy making decisions about a major purchase. Especially if it’s a vehicle you’re about to buy. Before you decide, take a look at these tips and information which may help you in determining what vehicle may be right…
Consumers Bear Brunt Of Cold Winter
Even though Americans are feeling some relief at the gas pump from last fall’s record prices, their checkbooks are still likely to take a hit this winter as natural gas and heating oil prices continue to soar. In fact, the Energy Department predicts that those using natural gas to heat their homes can expect to see their monthly bills rise…
Budget Backyard Family Vacations
When travel and lodging are cost prohibitive, you can still have a vacation right at home. Yes, in your own backyard. Many of us live within reasonable distance to museums, campgrounds, historic sites, and beautiful state parks. You might be surprised at what you find in your own local area. Do some research in your area to find free or…
Building Long Term Energy Savings Into Your Home
While new homes are 100 percent more energy efficient today than those built three decades ago, most people are not familiar with how to actually design energy savings into the infrastructure of their home. Here are a few ways to save energy in your home: * Windows and doors: Today’s architecture takes advantage of increased window space and elaborate entry…
10 Tips To Improved Personal Budgeting
$Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line. $Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at present but could end up saving you a lot in…