Finance

Save Money Spend Time

Everyone wants a relaxing holiday and today’s holidaymakers are used to taking more than one holiday a year. This has been made possible by the availability of cheap holiday travel, with the internet giving us access to great discounts on flights and hotels. What are the benefits of low-cost holidays to the traveller? 1. More destinations One of the obvious…

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Finance

Id Theft Capital Of The World

Los Angeles is the counterfeit document capital of America ID theft business is booming in the Californian metropolis Officials warn that the fake ID business is booming in Los Angeles. Identity theft is the fastest growing crime in America says the Federal Trade Commission. It is a practice that victimizes innocent people by using their Social Security Numbers. It has…

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Finance

The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually young, often members of the minority groups and unbanked…and they are faced with the long-standing dilemma of credit: how can I build my credit record if no one will give me any…

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Finance

Good Credit Maintenance

Maintaining a good credit is important to your financial life. There are people who experience poor credit report due to neglect and improper report reviewing. There are even others who went through the process of repairing their credit and somehow managed to maintain good credit after. If you do not want to ever need a credit repair, good credit maintenance…

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Finance

Basic Financial Information Tips Part I

Savings. Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can estimate (e.g. Christmas, insurance, taxes, etc.). Also have a “Buy Stuff” account. If you do, you’ll be able to avoid many…

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Finance

What You Should Know About Interest Rates

For all people shop around for the best rate, there are few who have taken the time to sit down and add it all up. After all, why would you bother? The answer is that understanding just how interest rates work can help you see how important small differences in rates and payment amounts can be. Interest Rates are Compound.…

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Finance

Hard Money Loans To Stop Foreclosure

Hard money loans can forestall a foreclosure. Such loans are the specialty that brings out the best and the worst in non-conforming (aka hard money) lenders. If you are facing foreclosure on a property either one that you own or one that you want to purchase before it hits or is already in foreclosure, hard money lenders may be your…

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Finance

Monumental Life Insurance A Company Worthy Of Investment

There are so many life insurance companies out there to choose from nowadays that there are literally hundreds of different companies who offer life insurance. This is great as it gives people a variety and choice, and allows them to make a decision on the best possible supplier to meet their needs. However, there are some drawbacks to having a…

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