The new bankruptcy law is in effect, and the climate has drastically changed for people who are considering bankruptcy. In this article we will touch on some of the details of the new law, and explain exactly how these new changes will affect you. First, let’s touch on the new counseling requirements. According to the new law, you must complete…
Category: Credit
About Sports Affinity Credit Cards
Affinity cards are a special kind of credit card which are linked into the cardholder’s lifestyle in some way, offering benefits of a more personalized nature than the typically available 0% balance transfer offers and the like. Examples of affinity programs are charity credit cards, where a donation is made to a particular charitable organisation whenever the card is used,…
Finding The Best Reward Credit Cards
Reward credit cards come in a variety of forms. Specifically how points toward rewards are earned and the types of rewards that can be earned with a reward credit card varies from card to card. The rewards offered by reward credit cards are generally related to a special area. For example, some reward credit cards allow cardholders to earn points…
Bad Credit Loan Let S Cut Through The Hype
Bad credit loans seem to be a hot topic these days. In fact, if you need a bad credit loan, you’re likely to find an overabundance of information. See if this sounds familiar. You need a loan. Maybe you want to buy a car, enroll in college, or take out a home improvement loan. Or perhaps you’re a first time…
Miles Credit Cards Getting The Most Out Of A Frequent Flyer Credit Card
Airline miles credit cards are among the most popular types of rewards credit cards. However, only a handful of frequent flyer miles credit cards provide great rewards and value. The reason for this is quite simple: most airline specific credit cards charge astronomical annual fees and high interest rates. Now, if you travel often and spend more than $10,000 a…
Understand Credit Terminology
Most of us deal with credit in our day to day lives sometimes in the form of credit purchases or making use of credit cards. But there are many credit terms that you should understand clearly to know exactly what is involved in your credit. 1. Credit Score – A credit score is a statistical calculation of the credit information…
A Guide To Chapter 7 Bankruptcy
Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt…
Student Credit Cards 101 Building Your Credit
If you are student who has just learned how to drive a car or is headed off to college, most of you may not have been given access to your parents’ credit cards. But college student credit cards may provide a solution for young people in need of credit anyway because building good credit with student credit cards may be…
Low Interest Credit Cards Offer Shrewd Savings
Credit card offers, including a variety of low interest credit cards, are easy to find. You hear about credit cards in discount stores while you check out, you read about credit cards in offers that come in the mail, and there are even times when you hear about credit cards when the phone disturbs an evening meal. It’s easy to…
Get The Best Out Of Business Credit Cards
Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, operations, expenses towards organizing the business and to save money at the end, it is necessary to own a business credit card which is designed according to the needs of today’s business community. There are…