Wealth Building

How To Pick The Best Airline Credit Cards

So you want to take advantage of air miles to travel, and you are looking for the best airline credit card? Well several aspects of the card will be important to you, as they would with any card. Attributes such as APR, billing cycle, credit limit, and versatility of use. There are however three things to look for in an airline credit card that you may not have thought of:

* What airlines are active in your area

* How fast can you use your earned miles

* And how do you use your credit card

The active airlines in your area will be a big factor in determining which card is right for you. If you live near a major hub like Los Angeles, CA. or Dallas, TX then you can pretty much use any airline you like. Smaller airports will be more exclusive and you should call to determine which airlines are there, and what choices of destinations are available.

How fast you can utilize your airline miles is usually a function of how many you earn. This means that you cannot turn in your miles for travel until you have earned a preset number of miles. This number can vary, and there are usually ways to speed up the number of miles you ear. For example, American Airlines often doubles the number of miles you earn with their air miles card when you buy flights using their card. Often a first purchase earns double miles as well, so make it a good one. Keep in mind that it is also possible to lose miles (this is taken from the terms and conditions associated with an American Airlines Reward Card):

“Miles may never expire, provided that once every three years you (i) fly on American Airlines, American Eagle, AmericanConnection

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