They old adage says that breaking up is hard to do, and your current mortgage lender knows that to be the case in 99 of business relationships. In fact, the company is so sure that you’ll never leave, they probably have begun to treat you as more of a number than an individual with personal needs and goals.
Rather than taking this benign abuse from a lender who sees you as a sure thing, why not take your mortgage to another financial institution and get a remortgage.
Shocked at the thought You’re not alone. Hundreds of thousands of people have loans, and although they don’t love their banks or lending institutions, they just assume that its not greener anywhere else. They also harbour a sensation that if they leave their financial institution, they’ll somehow be pegged as disloyal.
This is exactly the kind of complacency that old fashioned lenders rely on to keep people from leaving their grips They know that most of their borrowers just blindly pay their monthly bills, all the while grumbling, but never researching to see if theres a better option available.
And, of course, there is Its remortgage, and it may be just what you need.
Through remortgage, you can not only break the ties with a lender who doesn’t treat you with the respect that you deserve… you’ll also be making money in the process Its true After only a few months, you may find that you have extra cash in the bank to spend on your next holiday or save for a rainy afternoon. How is this possible Read on…
With a remortgage will likely come a much lower interest rate than you’ve been paying for the past years or perhaps even decades. Even an eighth or a quarter of a percentage point, depending on what you’re paying now and the length of your current mortgage, can be highly beneficial and can multiply very quickly.
Thus, you’ll not only be leaving an insensitive lender that simply doesn’t meet your growing needs; you’ll be able to add to your personal coffers in the process And imagine what you can do with the cash that you save from a lucrative remortgage… you can go on that vacation you’ve discussed, help send your son or daughter to college, or just pay for home improvements you’ve been putting off. Really, what you do with the money you save from your remortgage is up to you
But you have to be willing to go through the break up first. And that will involve you ending your professional relationship with your lender, who will no doubt try to get you back again. He or she will woo you with opportunities, but unless he or she matches the interest rate and adds other perks, say sayonara and don’t look back.
Remember – a remortgage is a business deal, and if you’re only getting the run around from your current financial institution, you deserve one that will make you feel secure and happy, not antsy and sour.
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